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SBI share price

State Bank Of India

NSE: SBIN BSE: 500112 SECTOR: Bank - Public  707k   7k   2k

588.15
-12.95 (-2.15%)
NSE: Today, 03:59 PM

Price Summary

Today's High

₹ 606.6

Today's Low

₹ 584.65

52 Week High

₹ 629.55

52 Week Low

₹ 499.35

FinStar

Ownership Very Stable
High level of belief in company’s potential exhibited by insiders.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsAverage
The company could improve upon its asset employment.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

524901.04 Cr.

CASA %

42.67

No. of Shares

892.46 Cr.

P/E

8.6

P/B

1.66

Face Value

₹ 1

Div. Yield

1.88 %

Book Value (TTM)

₹  354.85

Net Interest Income

144840.5 Cr.

Cost To Income %

53.87

Promoter Holding

57.47 %

EPS (TTM)

₹  68.4

CAR %

14.68

ROE

18.05 %

ROCE

12.06%

Profit Growth

58.58 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 38 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

ROE%

1 Year18.05%
3 Year13.46%
5 Year9.59%

ROA%

1 Year0.96%
3 Year0.7%
5 Year0.5%

Net NPA%

1 Year0.67%
3 Year1.06%
5 Year1.69%

 NIM

1 Year2.85%
3 Year2.71%
5 Year2.69%

CAR %

14.68

Cost of Liabilities %

3.80853918242531

PEG Ratio

0.15

Advances Growth %

17.0193266116847

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2023 57.47 0
Mar 2023 57.49 0
Dec 2022 57.5 0
Sep 2022 57.52 0
Jun 2022 57.57 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has a good Return on Equity (ROE) track record: 3 Years ROE 13.4558963373431%.
  • CASA stands at 42.6659896234354% of total deposits.
  • The company has delivered good Profit growth of 51.3529463579461% over the past 3 years.

 Limitations

  • The bank has a very low ROA track record. Average ROA of 3 years is 0.700920198130685%
  • Low other Income proportion of 11.025371936636%.
  • High Cost to income ratio of 53.8659956402392%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023
Interest Earned 72676.37 79859.59 86616.04 92951.06 95975.45
Other Income 2312.2 8874.27 11467.73 13961.4 12063.38
Interest Expended 41480.44 44676.15 48547.42 52558.55 57070.5
Operating Expenses 20755.57 22937.69 24317.07 29732.8 25671.4
Total Provisions 4392.38 3038.67 5760.57 3315.71 2501.31
Profit Before Tax 8360.18 18081.35 19458.71 21305.4 22795.62
Tax 2292.1 4816.83 5253.37 4610.89 5911.33
Net Profit 6068.08 13264.52 14205.34 16694.51 16884.29
Net NPA % 1 0.8 0.77 0.67 0.71
Gross NPA % 3.91 3.52 3.14 2.78 2.76
Return on Assets % 0.48 1.04 1.08 1.23 1.22
NPM % 8.35 16.61 16.4 17.96 17.59

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Interest Earned 242868.65 257323.59 265150.63 275457.29 332103.06
Other Income 36774.89 45221.48 43496.37 40563.91 36615.6
Interest Expended 154519.78 159238.77 154440.63 154749.7 187262.56
Operating Expenses 69687.74 75173.69 82652.22 93397.52 97743.14
Total Provisions 53128.55 43330.37 44013.03 24452.13 16507.32
Profit Before Tax 2307.48 24802.24 27541.12 43421.85 67205.64
Taxes 1445.25 10314.13 7130.65 11745.87 16973.19
Net Profit 862.23 14488.11 20410.47 31675.98 50232.45
Adjusted EPS (Rs.) 0.97 16.23 22.87 35.49 56.29

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 892.46 892.46 892.46 892.46 892.46
Total Reserves 220021.36 231114.97 252982.73 279195.6 326715.99
Deposits 2911386.01 3241620.73 3681277.08 4051534.12 4423777.78
Borrowings 403017.12 314655.65 417297.7 426043.38 493135.16
Other Liabilities 145597.3 163110.1 181979.66 229931.84 272457.15
Total Liabilities 3680914.25 3951393.92 4534429.63 4987597.41 5516978.53
Assets
Balance with RBI 176932.42 166735.78 213201.54 318265.21 247087.58
Balance with Banks 45557.69 84361.23 129837.17 76287.11 60812.04
Investments 967021.95 1046954.52 1351705.21 1481445.47 1570366.23
Advances 2185876.92 2325289.56 2449497.79 2733966.59 3199269.3
Net Block 38508.94 38023.39 38067.41 37467.49 42100.73
Other Assets 266327.7 289613.55 351768.68 339924.86 397061.58
Total Assets 3680914.25 3951393.92 4534429.63 4987597.41 5516978.53
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2022% Sep 2022% Dec 2022% Mar 2023% Jun 2023%
promoters 57.57 57.52 57.50 57.49 57.47
president of india 57.57 57.52 57.50 57.49 57.47
PARTICULARS Jun 2022% Sep 2022% Dec 2022% Mar 2023% Jun 2023%
investors 42.43 42.48 42.50 42.51 42.53
government of singapore - - - - 1.01
hdfc mutual fund schemes - - - - 1.78
icici prudential mutual f... - - - - 1.36
life insurance corporatio... - - - - 8.76
nps trust schemes - - - - 1.37
sbi mutual fund schemes - - - - 3.14
government of singapore -... - - - 1.07 -
hdfc trustee company ltd.... 2.22 1.90 1.81 1.77 -
icici prudential value di... 1.40 1.48 1.41 1.51 -
life insurance corporatio... 8.62 8.74 8.75 8.77 -
nps trust-a/c uti retirem... 1.09 1.11 1.12 1.29 -
sbi tax advantage fund se... - 3.22 3.41 3.14 -
sbi-etf sensex 2.79 - - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

SBI introduces digital facility for Non-Resident Indians18 Sep 2023, 3:49PM State Bank of India’s Yono app fetching Rs 100 crore in fee income every quarter6 Sep 2023, 12:58PM SBI inks agreement with APFPS 6 Sep 2023, 10:59AM State Bank of India implements UPI interoperability in digital rupee4 Sep 2023, 3:29PM SBI’s arm gets in-principle approval to set up wholly owned subsidiary30 Aug 2023, 12:46PM SBI launches aadhaar-based enrolment for social security schemes28 Aug 2023, 11:30AM SBI offers relief on loans to Manipur customers18 Aug 2023, 11:09AM SBI aims for 1 lakh Customer Service Points by end of FY2414 Aug 2023, 2:22PM State Bank of India informs about outcome of board meeting 5 Aug 2023, 12:54PM SBI reports over 2-fold jump in Q1 consolidated net profit4 Aug 2023, 2:47PM SBI - Quaterly Results4 Aug 2023, 1:23PM SBI - Quaterly Results4 Aug 2023, 1:23PM SBI - Quaterly Results4 Aug 2023, 1:23PM State Bank of India raises Rs 10,000 crore through infrastructure bonds 1 Aug 2023, 11:08AM SBI gets nod to set up new trustee company as wholly owned subsidiary19 Jul 2023, 10:20AM State Bank of India to sell up to 2% equity stake in NSDL11 Jul 2023, 10:09AM SBI to acquire entire stake held by SBICAPS in SVL5 Jul 2023, 4:40PM State Bank of India’s arm opens first overseas branch office in Abu Dhabi4 Jul 2023, 3:50PM State Bank of India informs about investors interaction24 Jun 2023, 2:28PM State Bank Of India informs about appointment of MD22 Jun 2023, 5:14PM State Bank of India’s arm opens new corporate office in Bandra Kurla Complex21 Jun 2023, 12:58PM State Bank Of India informs about outcome of investor’s meeting15 Jun 2023, 2:39PM State Bank Of India informs about analyst meeting 13 Jun 2023, 4:20PM SBI gets nod to raise upto Rs 50,000 crore 9 Jun 2023, 3:30PM State Bank of India informs about interaction with institutional investors7 Jun 2023, 2:36PM State Bank of India informs about outcome of analyst meet3 Jun 2023, 12:06PM State Bank Of India informs about investors meet 3 Jun 2023, 11:02AM SBI raises $750 million under Global Medium Note programme29 May 2023, 6:06PM SBI’s arm launches insurance product ‘General Surety Bond Bima’ 24 May 2023, 11:59AM SBI reports 84% rise in Q4 consolidated net profit 19 May 2023, 11:40AM SBI inks pact with Godrej Agrovet19 May 2023, 10:41AM State Bank Of India informs about record date18 May 2023, 4:14PM SBI - Quaterly Results18 May 2023, 1:42PM SBI - Quaterly Results18 May 2023, 1:42PM SBI - Quaterly Results18 May 2023, 1:42PM SBI inks pact with Rukart9 May 2023, 6:16PM State Bank of India informs about updates3 May 2023, 2:54PM State Bank Of India informs about outcome of shareholders meeting28 Apr 2023, 3:11PM SBI raises $750 million through bonds to fund offshore business growth28 Apr 2023, 11:30AM SBI gets nod to raise $2 billion from bonds in FY24 19 Apr 2023, 9:41AM State Bank of India re-launches retail term deposit scheme ‘Amrit Kalash’17 Apr 2023, 12:27PM SBI planning for long term fund raising of up to $2 billion11 Apr 2023, 3:12PM State Bank of India informs about appointment of CS cum CO6 Apr 2023, 3:09PM SBI acquires 40% stake in Commercial Indo Bank LLC from Canara Bank24 Mar 2023, 2:06PM State Bank Of India informs about institutional investor18 Mar 2023, 11:48AM SBI raises Rs 3,717 crore through third Basel III compliant Additional Tier 1 bond issuance9 Mar 2023, 9:42AM State Bank Of India informs about updates 28 Feb 2023, 5:09PM SBI raises $1 billion from overseas markets 28 Feb 2023, 4:08PM State Bank Of India informs about investor interactions27 Feb 2023, 11:50AM State Bank of India partners with PayNow for cross-border payments23 Feb 2023, 11:08AM

SBI Stock Price Analysis and Quick Research Report. Is SBI an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how SBI is performing and if it is the right time to buy the stock of SBI with detailed analysis.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. SBI has earned Rs 332103.0602 Cr. revenue in the latest financial year. It has posted decent revenue growth of 8.87564010981345 % in last 3 Years.

  • In terms of advances, the bank reported 17.0193266116847 % YOY,  rise . If you see 3 years advance growth, it stands at 11.2221413076097 %.

  • Currently the company has a CASA ratio of 42.6659896234354 %. It’s overall cost of liability stands at 3.80853918242531 %. Also, the total deposits from these accounts stood at Rs 4423777.7763 Cr.

  • The Bank has a average ROA track record. The ROA of SBI is at 0.956391841529852 %.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA stood at 2.78 % and 0.67 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -32.4912818244611 % which means it has decreased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of SBI decreased and is currently at Rs 36615.5976 Cr.

  • The company has a Good Capital Adequacy Ratio of 14.68 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently SBI is trading at a P/B of 1.6931 . The historical average PB was 1.39776381422005.

Last Updated on:
Brief about SBI

State Bank Of India Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

State Bank of India (SBI) is the largest bank in India in terms of assets, deposits, and branches. It is a government-owned bank that offers a wide range of financial products and services to its customers. In this article, we will analyze SBI from a stock market perspective. Our pre-built screening tools can help investors track the stock price of SBI and identify potential buying opportunities.

State Bank Of India Share Price:

The share price of SBI is an important indicator of investor sentiment towards the company. The share price is influenced by various factors such as the company's financial performance, global economic conditions, and market sentiment. Investors can use our pre-built screening tools to analyze SBI's share price and identify any trends or patterns. SBI's share price has been relatively stable over the past few years, with occasional fluctuations due to global economic conditions and market sentiment.

State Bank Of India Balance Sheet:

SBI's balance sheet provides crucial information about its financial health. The company's assets include loans, investments, and other assets. Liabilities include deposits, borrowings, and other liabilities. Equity includes share capital, reserves, and surplus. Investors can use our pre-built screening tools to analyze SBI's balance sheet and identify any red flags. The company's balance sheet has remained strong over the years, with a healthy mix of assets and liabilities.

State Bank Of India Annual Report:

SBI releases an annual report every year, which provides detailed information about the company's financial performance, strategic initiatives, and future plans. The annual report includes a letter from the Chairman, financial statements, and management discussion and analysis. Investors can download SBI's annual report from our website and use it to make informed investment decisions. The annual report provides valuable insights into the company's operations and financial performance.

State Bank Of India Dividend:

SBI pays dividends to its shareholders on a regular basis. Dividends are a portion of the company's profits that are distributed to shareholders. Investors can use our pre-built screening tools to track SBI's dividend history and dividend yield. The company has a consistent track record of paying dividends to its shareholders, which is a positive sign for long-term investors.

State Bank Of India Quarterly Results:

SBI releases its quarterly results every three months. The quarterly results provide information about the company's revenue, earnings, and expenses. Investors can use our pre-built screening tools to analyze SBI's quarterly results and identify any trends or patterns. The quarterly results are an important indicator of the company's financial health and performance.

State Bank Of India Stock Price:

SBI's stock price is affected by various factors such as the company's financial performance, global economic conditions, and market sentiment. Investors can use our pre-built screening tools to track SBI's stock price and identify potential buying opportunities. The stock price of SBI has been relatively stable over the years, with occasional fluctuations due to global economic conditions and market sentiment.

State Bank Of India Price Chart:

A price chart provides a visual representation of a company's stock price over a period of time. Investors can use our pre-built screening tools to analyze SBI's price chart and identify any trends or patterns. The price chart shows that the stock price of SBI has remained relatively stable over the years, with occasional fluctuations due to global economic conditions and market sentiment.

State Bank Of India News:

Keeping up to date with the latest news about SBI is important for investors. Our website provides the latest news about SBI from various sources such as financial news websites and social media. Investors can use this information to make informed investment decisions.

State Bank Of India Concall:

SBI holds conference calls with analysts and investors to discuss its financial performance and future plans. Investors can listen to SBI's concall and use the information provided to make informed investment decisions. Our website provides information about upcoming concalls and links to listen to past concalls.

State Bank Of India Transcripts:

Transcripts of SBI's concalls are available on our website. Investors can download the transcripts and use them to analyze the company's financial performance and future plans. The transcripts provide valuable insights into the company's operations and financial performance.

State Bank Of India Investor Presentations:

SBI provides investor presentations on its website. These presentations provide information about the company's financial performance, strategic initiatives, and future plans. Investors can download SBI's investor presentations from our website and use them to make informed investment decisions. The investor presentations provide valuable insights into the company's operations and financial performance.

State Bank Of India Promoters:

Promoters are individuals or entities that have a significant stake in a company. SBI's promoters include the Government of India, which holds a majority stake in the company. Investors can use our pre-built screening tools to analyze SBI's promoter holdings and identify any potential conflicts of interest. The promoter holdings of SBI are relatively stable, which is a positive sign for long-term investors.

State Bank Of India Shareholders:

SBI has a large number of shareholders, including institutional investors and individual investors. Investors can use our pre-built screening tools to analyze SBI's shareholder base and identify any potential risks or opportunities. The shareholder base of SBI is diverse, which is a positive sign for long-term investors.

State Bank Of India Premium Features:

Our website provides premium features tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. These tools can help investors make better investment decisions by providing more detailed insights into the company's financial performance and valuation.

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