Ticker > Company >

SBI share price

State Bank Of India

NSE: SBIN BSE: 500112 SECTOR: Bank - Public  1070k   8k   2k

793.70
-0.70 (-0.09%)
NSE: 27 May 04:06 PM

Price Summary

Today's High

₹ 801.35

Today's Low

₹ 790.05

52 Week High

₹ 912

52 Week Low

₹ 680

FinStar

Ownership Very Stable
High level of belief in company’s potential exhibited by insiders.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

708347.09 Cr.

CASA %

38.72

No. of Shares

892.46 Cr.

P/E

9.99

P/B

1.71

Face Value

₹ 1

Div. Yield

2 %

Book Value (TTM)

₹  463.67

Net Interest Income

166965.13 Cr.

Cost To Income %

51.64

Promoter Holding

57.43 %

EPS (TTM)

₹  79.44

CAR %

14.25

ROE

18.57 %

ROCE

13.49%

Profit Growth

16.08 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

Please login to Add & View your own added ratios.

Login

Index Presence

The company is present in 54 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

ROE%

1 Year18.57%
3 Year18.48%
5 Year15.55%

ROA%

1 Year1.1%
3 Year1.03%
5 Year0.85%

Net NPA%

1 Year0.47%
3 Year0.57%
5 Year0.85%

 NIM

1 Year2.7%
3 Year2.79%
5 Year2.73%

CAR %

14.25

Cost of Liabilities %

4.9703

PEG Ratio

0.62

Advances Growth %

12.4013

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2025 57.43 0.00
Dec 2024 57.43 0.00
Sep 2024 57.51 0.00
Jun 2024 57.54 0.00
Mar 2024 57.54 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has a good Return on Equity (ROE) track record: 3 Years ROE 18.4765232393897%.
  • The Bank is prominently managing its Non-Performing Assets, Average NET NPA of last 3 years is 0.57%.
  • CASA stands at 38.718% of total deposits.
  • The company has delivered good Profit growth of 30.8097167346981% over the past 3 years.

 Limitations

  • High Cost to income ratio of 51.6379%.
  • Increase in Provision and contingencies of 211.502282754442% on YoY.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
Interest Earned 111042.63 111525.98 113870.56 117426.63 119666.18
Other Income 17369.25 11161.87 15270.55 11040.76 24209.88
Interest Expended 69387.44 70400.53 72251.02 75981.12 76891.55
Operating Expenses 30276.89 25838.74 27596.35 28935.46 35698.47
Total Provisions 1609.78 3449.42 4505.73 911.06 6441.69
Profit Before Tax 27137.77 22999.16 24788.01 22639.75 24844.35
Tax 6439.42 5964 6456.57 5748.31 6201.76
Net Profit 20698.35 17035.16 18331.44 16891.44 18642.59
Net NPA % 0.57 0.57 0.53 0.53 0.47
Gross NPA % 2.24 2.21 2.13 2.07 1.82
Return on Assets % 1.36 1.1 1.17 1.04 1.12
NPM % 18.64 15.27 16.1 14.38 15.58

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Interest Earned 265150.63 275457.29 332103.06 415130.66 462489.35
Other Income 43496.37 40563.91 36615.6 51682.16 61683.06
Interest Expended 154440.63 154749.7 187262.56 255254.83 295524.23
Operating Expenses 82652.22 93397.52 97743.14 124860.81 118069.02
Total Provisions 44013.03 24452.13 16507.32 4914.22 15307.9
Profit Before Tax 27541.12 43421.85 67205.64 81782.96 95271.27
Taxes 7130.65 11745.87 16973.19 20706.34 24370.64
Net Profit 20410.47 31675.98 50232.45 61076.62 70900.63
Adjusted EPS (Rs.) 22.87 35.49 56.29 68.44 79.44

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity and Liabilities
Share Capital 892.46 892.46 892.46 892.46 892.46
Total Reserves 252982.73 279195.6 326715.99 376354.07 440269.66
Deposits 3681277.08 4051534.12 4423777.78 4916076.77 5382189.53
Borrowings 417297.7 426043.38 493135.16 597560.91 563572.52
Other Liabilities 181979.66 229931.84 272457.15 288809.73 289129.1
Total Liabilities 4534429.63 4987597.41 5516978.53 6179693.95 6676053.27
Assets
Balance with RBI 213201.54 318265.21 247087.58 225141.7 227217.49
Balance with Banks 129837.17 76287.11 60812.04 85660.29 113012.19
Investments 1351705.21 1481445.47 1570366.23 1671339.66 1690572.75
Advances 2449497.79 2733966.59 3199269.3 3703970.85 4163312.1
Net Block 38067.41 37467.49 42100.73 42126.37 43684.71
Other Assets 351768.68 339924.86 397061.58 450964.19 437831.18
Total Assets 4534429.63 4987597.41 5516978.53 6179693.95 6676053.27
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
promoters 57.54 57.54 57.51 57.43 57.43
president of india 57.54 57.54 57.51 57.43 57.43
PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
investors 42.46 42.46 42.49 42.57 42.57
hdfc mutual fund schemes 1.75 1.40 1.42 1.39 1.34
icici mutual fund schemes... - - 1.29 1.46 1.67
life insurance corporatio... 8.93 9.06 9.31 9.13 9.38
nippon life india mutual ... - - 1.03 1.12 1.21
nps trust schemes 1.35 1.33 1.34 1.40 1.49
sbi mutual fund schemes 2.97 3.17 3.20 3.21 2.96
nippon life india mutual ... 1.07 1.02 - - -
government of singapore 1.06 - - - -
icici prudential mutual f... 1.01 - - - -

Ratings & Research Reports

Company Presentations

Company News

RBI imposes monetary penalty of Rs 1.72 crore on SBI 10 May, 6:14 PM SBI to divest stake in Yes Bank 9 May, 5:41 PM State Bank of India reports 8% fall in Q4 consolidated net profit 5 May, 10:28 AM SBI - Quaterly Results 3 May, 2:17 PM SBI - Quaterly Results 3 May, 2:17 PM SBI - Quaterly Results 3 May, 2:17 PM State Bank of India informs about updation on analysts meet 3 May, 11:16 AM SBI signs MoU with Land Ports Authority of India 30 Apr, 10:49 AM State Bank of India informs about board meeting 24 Apr, 2:52 PM State Bank of India informs about compliances certificate 8 Apr, 5:24 PM SBI, Citi join hands to provide social loan facility for country's farmers 4 Apr, 4:51 PM State Bank of India informs about analyst meet 13 Mar, 1:12 PM State Bank of India informs about divestment 4 Mar, 4:53 PM SBI - Quaterly Results 6 Feb, 2:28 PM SBI - Quaterly Results 6 Feb, 2:28 PM SBI - Quaterly Results 6 Feb, 2:28 PM State Bank of India informs about change in senior management 1 Feb, 4:22 PM State Bank of India informs about board meeting 16 Jan, 12:57 PM SBI launches two new deposit schemes ‘Har Ghar Lakhpati’, ‘SBI Patrons’ 4 Jan, 12:31 PM State Bank Of India informs about change in management 30 Dec, 5:10 PM SBI raises Rs 50,000 crore via domestic bonds during FY25 27 Nov, 4:30 PM State Bank Of India informs about analyst meet 23 Nov, 3:18 PM SBI raises Rs 10,000 crore through bond issuance 18 Nov, 3:43 PM State Bank of India reports 23% rise in Q2 consolidated net profit 8 Nov, 3:40 PM SBI - Quaterly Results 8 Nov, 2:12 PM SBI - Quaterly Results 8 Nov, 2:12 PM SBI - Quaterly Results 8 Nov, 2:12 PM SBI, APIX launch Innovation Hub at Singapore Fintech Festival 7 Nov, 2:46 PM SBI raises Rs 5,000 crore through bond issuance 24 Oct, 4:09 PM SBI plans to recruit about 10,000 new employees in FY25 7 Oct, 6:07 PM State Bank of India raises Rs 7,500 crore through bonds 18 Sep, 6:14 PM State Bank Of India informs about press release 18 Sep, 5:19 PM State Bank of India informs about bidding update 18 Sep, 2:47 PM State Bank of India informs about press release 18 Sep, 2:43 PM State Bank Of India informs about analyst meet 5 Sep, 5:14 PM State Bank of India’s consolidated net profit rises marginally at Rs 19680 crore in Q1 3 Aug, 3:35 PM SBI - Quaterly Results 3 Aug, 1:40 PM SBI - Quaterly Results 3 Aug, 1:40 PM SBI - Quaterly Results 3 Aug, 1:40 PM SBI signs non-binding MoU with FCDO 24 Jul, 4:49 PM SBI raises Rs 10,000 crore through bonds 10 Jul, 6:08 PM SBI raises Rs 10,000 crore through bonds 26 Jun, 4:57 PM SBI enters into partnership with Panasonic Life Solutions India 25 Jun, 11:30 AM SBI planning to open 400 branches across country in FY25 24 Jun, 11:57 AM State Bank of India informs about ratings 22 Jun, 10:30 AM State Bank of India gets nod to raise upto Rs 20,000 crore through bonds 19 Jun, 3:30 PM SBI raises $100 million via senior unsecured floating rate notes 14 Jun, 5:20 PM State Bank of India planning to raise up to $3 billion in FY25 11 Jun, 4:24 PM SBI enters into strategic co-lending partnership with Muthoot Microfin 8 Jun, 5:23 PM State Bank of India informs about details of loss of certificate 3 Jun, 3:01 PM

SBI Stock Price Analysis and Quick Research Report. Is SBI an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how SBI is performing and if it is the right time to buy the stock of SBI with detailed analysis. SBI stock price today is Rs 793.7.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. SBI has earned Rs 462489.3535 Cr. revenue in the latest financial year. SBI has posted outstanding revenue growth of 18.8543476545269 % in last 3 Years.

  • In terms of advances, SBI reported 12.4013 % YOY,  rise . If you see 3 years advance growth, it stands at 15.0487545975142 %.

  • Currently, SBI has a CASA ratio of 38.718 %. It’s overall cost of liability stands at 4.9703 %. Also, the total deposits from these accounts stood at Rs 5382189.5283 Cr.

  • SBI has a healthy ROA track record. The ROA of SBI is at 1.103 %.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA of SBI stood at 1.82 % and 0.47 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is positive at 211.502282754442 % which means it has increased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of SBI surged and is currently at Rs 61683.0592 Cr.

  • SBI has a Good Capital Adequacy Ratio of 14.25 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently SBI is trading at a P/B of 1.712 . The historical average PB was 1.6541550317144.

  • Share Price: - The current share price of SBI is Rs 793.7. One can use valuation calculators of ticker to know if SBI share price is undervalued or overvalued.

Last Updated on:
Brief about SBI

SBI Share Price Update: Key Data and Recent News

State Bank of India (SBI), a leading public sector bank in India, is a closely watched stock in the Indian market. As of Tuesday, May 20, 2025, around 3:30 PM IST, the SBI share price on the National Stock Exchange (NSE) was trading around ?786 - ?795. The stock has seen some fluctuations, with a day's high reaching near ?800 and a low around ?783.

Historical Performance & Key Metrics:

SBI has a significant market capitalization, standing at approximately ?7.01 to ?7.15 lakh crore (INR 7.01 to 7.15 trillion).

Looking at its performance over different periods:

  • Recent Months: The stock has shown strong returns in the last three months, with an increase of around 9%.
  • One Year: Over the past year, the share price has experienced a slight decrease.
  • Long Term: SBI has delivered substantial returns over the longer term, with a 5-year return showcasing significant growth (around 400-420%).
  • 52-Week Range: The stock's 52-week high has been around ?912, and the low has been approximately ?680.
  • All-Time High: The all-time high for SBI's share price was ?912.00, reached on June 3, 2024. The all-time low was ?13.20, recorded on September 20, 2001.

     

Key financial ratios include:

  • Price-to-Earnings (P/E) Ratio: Approximately 9.03 - 9.15
  • Earnings Per Share (EPS) - TTM: Around ?86.91
  • Price-to-Book (P/B) Ratio: Roughly 1.40 - 1.54
  • Dividend Yield: Approximately 2.00% - 2.01%

Recent News & Developments:

  • Fundraising Plans: SBI's board was scheduled to meet on May 20, 2025, to consider and approve a long-term fundraising program for the financial year 2025-26, potentially up to $3 billion.
  • Dividend Announcement: SBI has a record of consistently raising its dividend for the past five years. The latest dividend ex-date was May 16, 2025, with a payment date of May 30, 2025.
  • Analyst Views & Targets: Some market analysts have set target prices for SBI, with some technical analysts suggesting potential upside based on chart patterns and breakouts above certain resistance levels (e.g., a target of ?850 if certain technical strengths are maintained). However, some recent technical analysis also suggests a potential for a short-term pullback if the stock faces resistance at higher levels.
  • Market Sentiment: General market news indicates some caution in Asian markets recently. IT stocks and global trends have weighed on broader market sentiment, which can also influence individual stock movements.
  • Mutual Fund Activity: SBI Mutual Fund, India's largest fund house, has been actively adjusting its portfolio, which includes increasing its stake in some major companies.

     

Disclaimer: This information is for general awareness and informational purposes only and should not be considered financial advice. Stock market investments are subject to market risks. Please consult with a qualified financial advisor before making any investment decisions.

SBI Bank Revenue Growth Analysis  

For Q2 FY25 (September 2024), State Bank of India (SBI) has declared an increased revenue growth. Interest Earned increased to Rs 1,13,870.56 Cr in the current quarter, which is 12.30% higher than Q2 FY24 of Rs 1,01,378.80 Cr and 2.10% more than Q1 FY25 of Rs 1,11,525.98 Cr. Further, Other Income stood high at Rs 15,270.55 Cr, up by 41.53% YoY as well as higher by 36.85% QoQ.  

SBI Profit Trends  

Net Profit was at Rs 18,331.44 Cr for second quarter FY25 up by 27.95 %YoY (Rs 14, 330.02 Cr) and 7.62 % QoQ (Rs 17, 035.16 Cr). This has been realized by better revenues and effective cost control which have both led to this significant profit lift.  

SBI Operating Margins  

SBI’s Operating expenses up to Rs 27,596.35 Cr during Q2 FY 25 as against Rs 30,276.89 Cr during Q1 FY25, down by 10.61%. This augmented the healthier Profit Before Tax (PBT) to Rs 24,788.01 Crore, up with 28.45% YoY and 7.79% QoQ.  

Asset Quality and Margins  

Gross NPA remained at a healthy level resulting in 2.13% of Gross NPA against 2.55% in Q2 FY24 and Net NPA at 0.53% against 0.64% YoY. The net profit margin (NPM) of the bank also went up to 16.10 percent against 14.14 percent in the second quarter of FY24 and 15.27 percent in the first quarter of FY25.  

This analysis is made according to SBI’s Standalone Quarterly Results. Shareholders may observe that the stock is part of the Nifty 50 index which indicates the importance of the company in the banking industry.

Read More
X