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SBI share price

State Bank Of India

NSE: SBIN BSE: 500112 SECTOR: Bank - Public  987k   8k   2k

839.05
-11.15 (-1.31%)
BSE: Today, 04:01 PM

Price Summary

Today's High

₹ 850.8

Today's Low

₹ 836.7

52 Week High

₹ 912.1

52 Week Low

₹ 600.7

FinStar

Ownership Very Stable
High level of belief in company’s potential exhibited by insiders.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

748820.24 Cr.

CASA %

39.9

No. of Shares

892.46 Cr.

P/E

11.48

P/B

1.91

Face Value

₹ 1

Div. Yield

1.61 %

Book Value (TTM)

₹  439.24

Net Interest Income

159875.83 Cr.

Cost To Income %

59.02

Promoter Holding

57.51 %

EPS (TTM)

₹  73.09

CAR %

14.28

ROE

18.81 %

ROCE

12.87%

Profit Growth

21.59 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 48 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

ROE%

1 Year18.81%
3 Year16.62%
5 Year13.27%

ROA%

1 Year1.04%
3 Year0.89%
5 Year0.71%

Net NPA%

1 Year0.57%
3 Year0.75%
5 Year1.2%

 NIM

1 Year2.81%
3 Year2.76%
5 Year2.73%

CAR %

14.28

Cost of Liabilities %

4.62951763878427

PEG Ratio

0.53

Advances Growth %

15.7755259210226

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Sep 2024 57.51 0.00
Jun 2024 57.54 0.00
Mar 2024 57.54 0.00
Dec 2023 57.51 0.00
Sep 2023 57.49 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has a good Return on Equity (ROE) track record: 3 Years ROE 16.6217991322614%.
  • The Bank is prominently managing its Non-Performing Assets, Average NET NPA of last 3 years is 0.753333333333333%.
  • CASA stands at 39.8981060212224% of total deposits.
  • The company has delivered good Profit growth of 44.1033248428461% over the past 3 years.

 Limitations

  • High Cost to income ratio of 59.0196632440691%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024
Interest Earned 101378.8 106733.78 111042.63 111525.98 113870.56
Other Income 10790.63 11458.9 17369.25 11161.87 15270.55
Interest Expended 61878.84 66918.05 69387.44 70400.53 72251.02
Operating Expenses 30873.97 30938.55 30276.89 25838.74 27596.35
Total Provisions 115.28 687.85 1609.78 3449.42 4505.73
Profit Before Tax 19301.34 12548.23 27137.77 22999.16 24788.01
Tax 4971.32 3384.27 6439.42 5964 6456.57
Net Profit 14330.02 9163.96 20698.35 17035.16 18331.44
Net NPA % 0.64 0.64 0.57 0.57 0.53
Gross NPA % 2.55 2.42 2.24 2.21 2.13
Return on Assets % 1.01 0.62 1.36 1.1 1.17
NPM % 14.14 8.59 18.64 15.27 16.1

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Interest Earned 257323.59 265150.63 275457.29 332103.06 415130.66
Other Income 45221.48 43496.37 40563.91 36615.6 51682.16
Interest Expended 159238.77 154440.63 154749.7 187262.56 255254.83
Operating Expenses 75173.69 82652.22 93397.52 97743.14 124860.81
Total Provisions 43330.37 44013.03 24452.13 16507.32 4914.22
Profit Before Tax 24802.24 27541.12 43421.85 67205.64 81782.96
Taxes 10314.13 7130.65 11745.87 16973.19 20706.34
Net Profit 14488.11 20410.47 31675.98 50232.45 61076.62
Adjusted EPS (Rs.) 16.23 22.87 35.49 56.29 68.44

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 892.46 892.46 892.46 892.46 892.46
Total Reserves 231114.97 252982.73 279195.6 326715.99 376354.07
Deposits 3241620.73 3681277.08 4051534.12 4423777.78 4916076.77
Borrowings 314655.65 417297.7 426043.38 493135.16 597560.91
Other Liabilities 163110.1 181979.66 229931.84 272457.15 288809.73
Total Liabilities 3951393.92 4534429.63 4987597.41 5516978.53 6179693.95
Assets
Balance with RBI 166735.78 213201.54 318265.21 247087.58 225141.7
Balance with Banks 84361.23 129837.17 76287.11 60812.04 85660.29
Investments 1046954.52 1351705.21 1481445.47 1570366.23 1671339.66
Advances 2325289.56 2449497.79 2733966.59 3199269.3 3703970.85
Net Block 38023.39 38067.41 37467.49 42100.73 42126.37
Other Assets 289613.55 351768.68 339924.86 397061.58 450964.19
Total Assets 3951393.92 4534429.63 4987597.41 5516978.53 6179693.95
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
promoters 57.49 57.51 57.54 57.54 57.51
president of india 57.49 57.49 57.54 57.54 57.51
PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
investors 42.51 42.49 42.46 42.46 42.49
hdfc mutual fund schemes 1.77 1.76 1.75 1.40 1.42
icici mutual fund schemes... - - - - 1.29
life insurance corporatio... 8.82 9.02 8.93 9.06 9.31
nippon life india mutual ... - - - - 1.03
nps trust schemes 1.40 1.42 1.35 1.33 1.34
sbi mutual fund schemes 3.02 2.98 2.97 3.17 3.20
nippon life india mutual ... - 1.07 1.07 1.02 -
government of singapore 1.11 1.11 1.06 - -
icici prudential mutual f... 1.27 1.18 1.01 - -

Ratings & Research Reports

Company Presentations

Company News

SBI raises Rs 50,000 crore via domestic bonds during FY25 27 Nov, 4:30 PM State Bank Of India informs about analyst meet 23 Nov, 3:18 PM SBI raises Rs 10,000 crore through bond issuance 18 Nov, 3:43 PM State Bank of India reports 23% rise in Q2 consolidated net profit 8 Nov, 3:40 PM SBI - Quaterly Results 8 Nov, 2:12 PM SBI - Quaterly Results 8 Nov, 2:12 PM SBI - Quaterly Results 8 Nov, 2:12 PM SBI, APIX launch Innovation Hub at Singapore Fintech Festival 7 Nov, 2:46 PM SBI raises Rs 5,000 crore through bond issuance 24 Oct, 4:09 PM SBI plans to recruit about 10,000 new employees in FY25 7 Oct, 6:07 PM State Bank of India raises Rs 7,500 crore through bonds 18 Sep, 6:14 PM State Bank Of India informs about press release 18 Sep, 5:19 PM State Bank of India informs about bidding update 18 Sep, 2:47 PM State Bank of India informs about press release 18 Sep, 2:43 PM State Bank Of India informs about analyst meet 5 Sep, 5:14 PM State Bank of India’s consolidated net profit rises marginally at Rs 19680 crore in Q1 3 Aug, 3:35 PM SBI - Quaterly Results 3 Aug, 1:40 PM SBI - Quaterly Results 3 Aug, 1:40 PM SBI - Quaterly Results 3 Aug, 1:40 PM SBI signs non-binding MoU with FCDO 24 Jul, 4:49 PM SBI raises Rs 10,000 crore through bonds 10 Jul, 6:08 PM SBI raises Rs 10,000 crore through bonds 26 Jun, 4:57 PM SBI enters into partnership with Panasonic Life Solutions India 25 Jun, 11:30 AM SBI planning to open 400 branches across country in FY25 24 Jun, 11:57 AM State Bank of India informs about ratings 22 Jun, 10:30 AM State Bank of India gets nod to raise upto Rs 20,000 crore through bonds 19 Jun, 3:30 PM SBI raises $100 million via senior unsecured floating rate notes 14 Jun, 5:20 PM State Bank of India planning to raise up to $3 billion in FY25 11 Jun, 4:24 PM SBI enters into strategic co-lending partnership with Muthoot Microfin 8 Jun, 5:23 PM State Bank of India informs about details of loss of certificate 3 Jun, 3:01 PM SBI hikes fixed deposit rate on select short-term maturity 17 May, 4:00 PM SBI becomes trading cum clearing member of IIBX 13 May, 4:50 PM State Bank of India reports 19% rise in Q4 consolidated net profit 9 May, 4:00 PM SBI - Quaterly Results 9 May, 1:56 PM SBI - Quaterly Results 9 May, 1:56 PM SBI - Quaterly Results 9 May, 1:56 PM SBI inks pact with HCLSoftware 27 Apr, 12:18 PM State Bank Of India informs about loss of share certificate 6 Mar, 5:18 PM State Bank Of India informs about press release 2 Mar, 3:21 PM RBI imposes monetary penalty of Rs 2 crore on SBI 27 Feb, 9:51 AM State Bank of India reports 28% fall in Q3 consolidated net profit 5 Feb, 12:41 PM SBI - Quaterly Results 3 Feb, 1:36 PM SBI - Quaterly Results 3 Feb, 1:36 PM SBI - Quaterly Results 3 Feb, 1:36 PM SBI raises Rs 5000 crore through bonds 20 Jan, 10:30 AM SBI signs MoU with Rural Development Ministry 11 Jan, 2:30 PM State Bank of India raises $250 million through issuance of Green Notes 5 Jan, 10:59 AM SBI buys NCDs worth Rs 200 crore of Muthoot Fincorp 27 Dec, 2:40 PM State Bank of India informs about disclosure 22 Dec, 2:32 PM SBI to sign $165 million LoC with World Bank 22 Dec, 11:30 AM

SBI Stock Price Analysis and Quick Research Report. Is SBI an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how SBI is performing and if it is the right time to buy the stock of SBI with detailed analysis. SBI stock price today is Rs 838.15.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. SBI has earned Rs 415130.6555 Cr. revenue in the latest financial year. SBI has posted outstanding revenue growth of 16.1172467047023 % in last 3 Years.

  • In terms of advances, SBI reported 15.7755259210226 % YOY,  rise . If you see 3 years advance growth, it stands at 14.779281768918 %.

  • Currently, SBI has a CASA ratio of 39.8981060212224 %. It’s overall cost of liability stands at 4.62951763878427 %. Also, the total deposits from these accounts stood at Rs 4916076.7693 Cr.

  • SBI has a average ROA track record. The ROA of SBI is at 1.04434180488201 %.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA of SBI stood at 2.24 % and 0.57 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -70.2300800144905 % which means it has decreased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of SBI surged and is currently at Rs 51682.1637 Cr.

  • SBI has a Good Capital Adequacy Ratio of 14.28 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently SBI is trading at a P/B of 1.9102 . The historical average PB was 1.4901548111393.

  • Share Price: - The current share price of SBI is Rs 838.15. One can use valuation calculators of ticker to know if SBI share price is undervalued or overvalued.

Last Updated on:
Brief about SBI

State Bank Of India Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

State Bank of India (SBI) stands as the premier banking institution in India, leading in assets, deposits, and the number of branches. As a state-owned entity, it provides an extensive portfolio of financial products and services to its clientele. This article aims to evaluate SBI through the prism of the stock market. Utilizing our sophisticated screening tools, investors can effectively monitor SBI's stock price movements and pinpoint possible investment opportunities.

State Bank Of India Share Price:

SBI's share price serves as a barometer for investor confidence in the company. It is shaped by a confluence of elements, including the bank's financial results, the state of the world economy, and the overall mood of the market. Investors have access to our tailored screening tools to delve into the nuances of SBI's share price, aiming to detect emerging trends and repetitions. Historically, SBI’s share price has maintained a level of consistency, although it has experienced sporadic shifts in response to international economic scenarios and market sentiments.

State Bank of India Share Price Overview

State Bank of India (SBI) is one of the largest and oldest commercial banks in India. For anyone keeping an eye on the banking sector, SBI's share price is an essential indicator of its financial health and marketplace confidence. The company's share price fluctuates based on various factors, including market trends, economic indicators, and SBI's own financial performance. Those interested in the current performance of SBI's shares can find regularly updated information in the share price section above the page. This handy ticker provides a summary of the share price, including data like the 52-week high and low, and the day's high and low prices.

State Bank of India Share Price Chart Analysis

The share price chart of State Bank of India provides a visual representation of the stock's movements over specific periods. It's an invaluable tool for anyone wanting to understand how the company's share price has trended historically. By looking at the chart mentioned on the webpage above, you can gain insights into the stock's volatility, trading volume, and overall performance. Additionally, the chart includes the returns SBI's shares have generated over various timeframes, such as one week, one month, six months, one year, three years, and five years. This comprehensive overview allows investors and analysts to make informed discussions regarding the stock's potential future direction.

Understanding State Bank of India 52-Week High and Low

The 52-week high and low points of State Bank of India's share price are crucial metrics for investors. These figures represent the highest and lowest prices at which SBI shares have traded during the previous 52 weeks. This information can offer insights into the stock's potential resistance and support levels, helping to gauge investor sentiment. The share price section above the page details these numbers, allowing a quick reference for those interested in understanding the range within which SBI's shares have oscillated over the last year. This can help in assessing the stock's current position relative to its historical performance.

Day High and Low Price of State Bank of India Shares

For day traders and those interested in short-term investments, the day high and low prices of State Bank of India shares are particularly relevant. These figures indicate the highest and lowest price points at which SBI shares have been traded during the trading day. Monitoring these numbers can provide insights into daily market fluctuations and help in identifying trends or making quick decisions based on daily performance. As pointed out above, this information is readily accessible in the share price section, alongside other essential data. This allows for an easy comparison and analysis, offering a snapshot of the stock's movement within the day.

State Bank Of India Balance Sheet:

SBI's balance sheet provides crucial information about its financial health. The company's assets include loans, investments, and other assets. Liabilities include deposits, borrowings, and other liabilities. Equity includes share capital, reserves, and surplus. Investors can use our pre-built screening tools to analyze SBI's balance sheet and identify any red flags. The company's balance sheet has remained strong over the years, with a healthy mix of assets and liabilities.

SBI Bank Reserves Growth

SBI Banks have reserves up from ?2,31,114.97 crores for the year ended March 2020 up to ?3,76,354.07 crores for the year ended March 2024 to show its good and steady earnings retention capacity in long term that forms the bank’s good buffer.

SBI Bank’s Deposit and Borrowings Base 

The amount of deposits has rapidly increased and has reached ? 49,16,076.77 crores in 2024 from ? 32,41,620.73 crores in the year 2020 clear indication of the ability of the bank in attracting customers deposits. From ?3,14,655.65 crores in the year 2020, borrowings have increased to ?5,97,560.91 crores in the financial year 2024 which also supports the expansion of borrowed funds by the bank.

Current and Other Liabilities 

Other liabilities which include non-functioning accounts such as deposits of their customers stood at ?2,88,809.73 crores in the year ended 31 ^{st} March, 2024 from ?1,63,110.10 crores in the year ended 31 ^{st} March, 2020 In other words, the nature and quantum of obligations of the bank have been on the increase in tandem with the scale of business

Asset Composition of SBI Bank 

Overall there has been an increase in total assets from ?39,51,393.92 crores in March 2020 to ?61,79,693.95 crores in March 2024. Increases during the same period are most notable on the subline of advances that increased from ?23,25,289.56 crores in 2020 to ?37,03,970.85 crores in 2024 and investments that rose from ?10,46,954.52 crores to ?16,71,339.66 crores in the same period. These trends suggest diversification of operations in the lending area and growth of investment portfolios.

Overview Of SBI Bank Balance Sheet For the year 2017-18.  

The data used in the following analysis is of SBI Bank’s balance sheet in isolation ledger.

Banking sector investors seeking to track the growth of large cap stock such as SBI Bank might wish to use stock screeners in tracking changes on the NSE and BSE indices.

State Bank Of India Annual Report:

SBI releases an annual report every year, which provides detailed information about the company's financial performance, strategic initiatives, and future plans. The report includes a letter from the Chairman, financial statements, and management discussion and analysis. Investors can download the report from our website and use it to make informed investment decisions. The report provides valuable insights into the company's operations and financial performance.

State Bank Of India Dividend:

SBI regularly pays dividends to its shareholders. Dividends are a portion of the company's profits distributed to shareholders. Investors can use our pre-built screening tools to track SBI's dividend history and dividend yield. The company has a consistent track record of paying dividends to its shareholders, which is a positive sign for long-term investors.

State Bank Of India Quarterly Results:

SBI releases its quarterly results every three months. The quarterly results provide information about the company's revenue, earnings, and expenses. Investors can use our pre-built screening tools to analyze SBI's quarterly results and identify any trends or patterns. The quarterly results are an important indicator of the company's financial health and performance.

State Bank Of India Stock Price:

SBI's stock price is affected by various factors, such as the company's financial performance, global economic conditions, and market sentiment. Investors can use our pre-built screening tools to track SBI's stock price and identify potential buying opportunities. The stock price of SBI has been relatively stable over the years, with occasional fluctuations due to global economic conditions and market sentiment.

State Bank Of India Price Chart:

A price chart provides a visual representation of a company's stock price over a period of time. Investors can use our pre-built screening tools to analyze SBI's price chart and identify any trends or patterns. The chart shows that SBI's stock price has remained relatively stable over the years, with occasional fluctuations due to global economic conditions and market sentiment.

State Bank Of India News:

Keeping up to date with the latest news about SBI is important for investors. Our website provides the latest news about SBI from various sources, such as financial news websites and social media. Investors can use this information to make informed investment decisions.

State Bank Of India Concall:

SBI holds conference calls with analysts and investors to discuss its financial performance and future plans. Investors can listen to SBI's concall and use the information provided to make informed investment decisions. Our website provides information about upcoming concalls and links to listen to past concalls.

State Bank Of India Transcripts:

Ticker provides transcripts of SBI's concalls. Investors can download the transcripts and use them to analyze the company's financial performance and future plans. The transcripts provide valuable insights into the company's operations and financial performance.

State Bank Of India Investor Presentations:

SBI provides investor presentations on its website. These presentations provide information about the company's financial performance, strategic initiatives, and future plans. Investors can download SBI's investor presentations from our website and use them to make informed investment decisions. The investor presentations provide valuable insights into the company's operations and financial performance.

State Bank Of India Promoters:

Promoters are individuals or entities that have a significant stake in a company. SBI's promoters include the Government of India, which holds a majority stake in the company. Investors can use our pre-built screening tools to analyze SBI's promoter holdings and identify any potential conflicts of interest. SBI's promoter holdings are relatively stable, which is a positive sign for long-term investors.

State Bank Of India Shareholders:

SBI has a large number of shareholders, including institutional and individual investors. Investors can use our pre-built screening tools to analyze SBI's shareholder base and identify any potential risks or opportunities. SBI's shareholder base is diverse, which is a positive sign for long-term investors.

State Bank Of India Premium Features:

Our website provides premium features tools such as DCF Analysis, BVPS Analysis, Earnings multiple approaches, and DuPont analysis. These tools can help investors make better investment decisions by providing more detailed insights into the company's financial performance and valuation.

State Bank of India ROCE

The Return on Capital Employed (ROCE) is one of the key financial ratios that investors consider when analyzing a company's profitability and efficiency. For the State Bank of India, the ROCE is a significant indicator of how effectively the bank is utilizing its capital to generate profits. By calculating ROCE, investors can assess the bank's ability to generate returns on its invested capital. To access the ROCE data for the State Bank of India, simply refer to the financials table or ratio section on this page.

State Bank of India EBITDA

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a financial metric that provides a clearer view of a company's operating performance by excluding non-operating expenses. For investors interested in analyzing the profitability of the State Bank of India, the EBITDA figure is a useful indicator. To find the EBITDA data for the State Bank of India, just refer to the financials table or ratio section on this page.

State Bank of India DPS

Dividends per Share (DPS) is a financial ratio that indicates the portion of a company's earnings that is distributed as dividends to its shareholders on a per-share basis. For investors considering an investment in the State Bank of India, the DPS figure can provide insights into the bank's dividend policy and its willingness to share profits with shareholders. To access the DPS data for the State Bank of India, you can find it in the financials table or ratio section on this page.

State Bank of India EPS

Earnings per Share (EPS) is a financial metric that represents the portion of a company's profit allocated to each outstanding share of common stock. EPS is a key indicator of a company's profitability and is often used by investors to assess the bank's financial health. To find the EPS data for the State Bank of India, simply refer to the financials table or ratio section on this page. By analyzing the EPS figure, investors can gain insights into the bank's profitability on a per-share basis.

SBI Bank Revenue Growth Analysis  

For Q2 FY25 (September 2024), State Bank of India (SBI) has declared an increased revenue growth. Interest Earned increased to Rs 1,13,870.56 Cr in the current quarter, which is 12.30% higher than Q2 FY24 of Rs 1,01,378.80 Cr and 2.10% more than Q1 FY25 of Rs 1,11,525.98 Cr. Further, Other Income stood high at Rs 15,270.55 Cr, up by 41.53% YoY as well as higher by 36.85% QoQ.  

SBI Profit Trends  

Net Profit was at Rs 18,331.44 Cr for second quarter FY25 up by 27.95 %YoY (Rs 14, 330.02 Cr) and 7.62 % QoQ (Rs 17, 035.16 Cr). This has been realized by better revenues and effective cost control which have both led to this significant profit lift.  

SBI Operating Margins  

SBI’s Operating expenses up to Rs 27,596.35 Cr during Q2 FY 25 as against Rs 30,276.89 Cr during Q1 FY25, down by 10.61%. This augmented the healthier Profit Before Tax (PBT) to Rs 24,788.01 Crore, up with 28.45% YoY and 7.79% QoQ.  

Asset Quality and Margins  

Gross NPA remained at a healthy level resulting in 2.13% of Gross NPA against 2.55% in Q2 FY24 and Net NPA at 0.53% against 0.64% YoY. The net profit margin (NPM) of the bank also went up to 16.10 percent against 14.14 percent in the second quarter of FY24 and 15.27 percent in the first quarter of FY25.  

This analysis is made according to SBI’s Standalone Quarterly Results. Shareholders may observe that the stock is part of the Nifty 50 index which indicates the importance of the company in the banking industry.

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