NSE: SBIN BSE: 500112 SECTOR: Bank - Public 584k 6k 1k
₹ 545.95
₹ 519.15
₹ 629.55
₹ 425
₹ 485677.37 Cr.
44.52
892.46 Cr.
13.17
1.73
₹ 1
1.3 %
₹ 315.46
₹ 120707.59 Cr.
57.91
57.5 %
₹ 41.32
13.83
13.01 %
8.27%
55.19 %
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The company is present in 40 Indices.
BANKNIFTY
NIFTYSERVICE
NIFTYEQWGT
NIFTY100WEIGHT
NIFTYFINANCE
NFTY200MOM30
NIFTY
NIFTY100
NTYFIN2550
NFTALLO30
NIFTY500
NIFTYLGEMID250
NY500MUL50:25:25
NIFTY200
NIFTYTOTALMCAP
LIQ15
NIFTYPSUBANK
NIFTY100ESG
NIFTY100ESGSECT
NIFTY500VAL50
NIFTYHOUSING
NIFTYHIGHBETA
NT100ALP30
SENSEX
BANKEX
BSE500
SNSX50
BSE100
BSEPSU
BSE200
LMI250
ALLCAP
LRGCAP
BSE100LARGECAPTMC
BHRT22
CARBONEX
SPBSMOIP
ESG100
FIN
S&P LARGEMIDCAP
Track the companies of Group.
Holding Value: 276441.37117296 Cr.
As of December2022
The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.
The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.
Let’s look at how SBI is performing and if it is the right time to buy the stock of SBI with detailed analysis.
For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. SBI has earned Rs 275457.2904 Cr. revenue in the latest financial year. It has posted Poor revenue growth of 4.28633853346154 % in last 3 Years.
In terms of advances, the bank reported 11.61335204439 % YOY, rise . If you see 3 years advance growth, it stands at 7.74302545130889 %.
Currently the company has a CASA ratio of 44.5159928456451 %. It’s overall cost of liability stands at 3.45610331063164 %. Also, the total deposits from these accounts stood at Rs 4051534.1227 Cr.
The Bank has a average ROA track record. The ROA of SBI is at 0.665320112582046 %.
The Lender is efficiently managing it’s overall asset portfolio. The Gross NPA and Net NPA stood at 3.97 % and 1.02 % respectively as on the latest financial year.
One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -44.4434224996581 % which means it has decreased from the previous year.
Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of SBI decreased and is currently at Rs 40563.914 Cr.
The company has a Good Capital Adequacy Ratio of 13.83 .
The best metric which provides insights about bank’s valuation is P/B ratio. Currently SBI is trading at a P/B of 1.7259 . The historical average PB was 1.31579711271679.