Ticker > Company >

SBI share price

State Bank Of India

NSE: SBIN BSE: 500112 SECTOR: Bank - Public  1060k   8k   2k

792.20
+2.20 (0.28%)
BSE: Today, 09:11 AM

Price Summary

Today's High

₹ 792.2

Today's Low

₹ 792.2

52 Week High

₹ 912.1

52 Week Low

₹ 679.65

FinStar

Ownership Very Stable
High level of belief in company’s potential exhibited by insiders.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

707008.4 Cr.

CASA %

39.9

No. of Shares

892.46 Cr.

P/E

9.97

P/B

1.71

Face Value

₹ 1

Div. Yield

2.01 %

Book Value (TTM)

₹  463.67

Net Interest Income

159875.83 Cr.

Cost To Income %

59.02

Promoter Holding

57.43 %

EPS (TTM)

₹  79.44

CAR %

14.28

ROE

18.81 %

ROCE

12.87%

Profit Growth

21.59 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

Please login to Add & View your own added ratios.

Login

Index Presence

The company is present in 52 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

ROE%

1 Year18.81%
3 Year16.62%
5 Year13.27%

ROA%

1 Year1.04%
3 Year0.89%
5 Year0.71%

Net NPA%

1 Year0.57%
3 Year0.75%
5 Year1.2%

 NIM

1 Year2.81%
3 Year2.76%
5 Year2.73%

CAR %

14.28

Cost of Liabilities %

4.62951763878427

PEG Ratio

0.46

Advances Growth %

15.7755259210226

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2025 57.43 0.00
Dec 2024 57.43 0.00
Sep 2024 57.51 0.00
Jun 2024 57.54 0.00
Mar 2024 57.54 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has a good Return on Equity (ROE) track record: 3 Years ROE 16.6217991322614%.
  • The Bank is prominently managing its Non-Performing Assets, Average NET NPA of last 3 years is 0.753333333333333%.
  • CASA stands at 39.8981060212224% of total deposits.
  • The company has delivered good Profit growth of 44.1033248428461% over the past 3 years.

 Limitations

  • High Cost to income ratio of 59.0196632440691%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
Interest Earned 111042.63 111525.98 113870.56 117426.63 119666.18
Other Income 17369.25 11161.87 15270.55 11040.76 24209.88
Interest Expended 69387.44 70400.53 72251.02 75981.12 76891.55
Operating Expenses 30276.89 25838.74 27596.35 28935.46 35698.47
Total Provisions 1609.78 3449.42 4505.73 911.06 6441.69
Profit Before Tax 27137.77 22999.16 24788.01 22639.75 24844.35
Tax 6439.42 5964 6456.57 5748.31 6201.76
Net Profit 20698.35 17035.16 18331.44 16891.44 18642.59
Net NPA % 0.57 0.57 0.53 0.53 0.47
Gross NPA % 2.24 2.21 2.13 2.07 1.82
Return on Assets % 1.36 1.1 1.17 1.04 1.12
NPM % 18.64 15.27 16.1 14.38 15.58

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Interest Earned 257323.59 265150.63 275457.29 332103.06 415130.66
Other Income 45221.48 43496.37 40563.91 36615.6 51682.16
Interest Expended 159238.77 154440.63 154749.7 187262.56 255254.83
Operating Expenses 75173.69 82652.22 93397.52 97743.14 124860.81
Total Provisions 43330.37 44013.03 24452.13 16507.32 4914.22
Profit Before Tax 24802.24 27541.12 43421.85 67205.64 81782.96
Taxes 10314.13 7130.65 11745.87 16973.19 20706.34
Net Profit 14488.11 20410.47 31675.98 50232.45 61076.62
Adjusted EPS (Rs.) 16.23 22.87 35.49 56.29 68.44

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 892.46 892.46 892.46 892.46 892.46
Total Reserves 231114.97 252982.73 279195.6 326715.99 376354.07
Deposits 3241620.73 3681277.08 4051534.12 4423777.78 4916076.77
Borrowings 314655.65 417297.7 426043.38 493135.16 597560.91
Other Liabilities 163110.1 181979.66 229931.84 272457.15 288809.73
Total Liabilities 3951393.92 4534429.63 4987597.41 5516978.53 6179693.95
Assets
Balance with RBI 166735.78 213201.54 318265.21 247087.58 225141.7
Balance with Banks 84361.23 129837.17 76287.11 60812.04 85660.29
Investments 1046954.52 1351705.21 1481445.47 1570366.23 1671339.66
Advances 2325289.56 2449497.79 2733966.59 3199269.3 3703970.85
Net Block 38023.39 38067.41 37467.49 42100.73 42126.37
Other Assets 289613.55 351768.68 339924.86 397061.58 450964.19
Total Assets 3951393.92 4534429.63 4987597.41 5516978.53 6179693.95
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
promoters 57.54 57.54 57.51 57.43 57.43
president of india 57.54 57.54 57.51 57.43 57.43
PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
investors 42.46 42.46 42.49 42.57 42.57
hdfc mutual fund schemes 1.75 1.40 1.42 1.39 1.34
icici mutual fund schemes... - - 1.29 1.46 1.67
life insurance corporatio... 8.93 9.06 9.31 9.13 9.38
nippon life india mutual ... - - 1.03 1.12 1.21
nps trust schemes 1.35 1.33 1.34 1.40 1.49
sbi mutual fund schemes 2.97 3.17 3.20 3.21 2.96
nippon life india mutual ... 1.07 1.02 - - -
government of singapore 1.06 - - - -
icici prudential mutual f... 1.01 - - - -

Ratings & Research Reports

Company Presentations

Company News

State Bank of India reports 8% fall in Q4 consolidated net profit 5 May, 10:28 AM SBI - Quaterly Results 3 May, 2:17 PM SBI - Quaterly Results 3 May, 2:17 PM State Bank of India informs about updation on analysts meet 3 May, 11:16 AM SBI signs MoU with Land Ports Authority of India 30 Apr, 10:49 AM State Bank of India informs about board meeting 24 Apr, 2:52 PM State Bank of India informs about compliances certificate 8 Apr, 5:24 PM SBI, Citi join hands to provide social loan facility for country's farmers 4 Apr, 4:51 PM State Bank of India informs about analyst meet 13 Mar, 1:12 PM State Bank of India informs about divestment 4 Mar, 4:53 PM SBI - Quaterly Results 6 Feb, 2:28 PM SBI - Quaterly Results 6 Feb, 2:28 PM SBI - Quaterly Results 6 Feb, 2:28 PM State Bank of India informs about change in senior management 1 Feb, 4:22 PM State Bank of India informs about board meeting 16 Jan, 12:57 PM SBI launches two new deposit schemes ‘Har Ghar Lakhpati’, ‘SBI Patrons’ 4 Jan, 12:31 PM State Bank Of India informs about change in management 30 Dec, 5:10 PM SBI raises Rs 50,000 crore via domestic bonds during FY25 27 Nov, 4:30 PM State Bank Of India informs about analyst meet 23 Nov, 3:18 PM SBI raises Rs 10,000 crore through bond issuance 18 Nov, 3:43 PM State Bank of India reports 23% rise in Q2 consolidated net profit 8 Nov, 3:40 PM SBI - Quaterly Results 8 Nov, 2:12 PM SBI - Quaterly Results 8 Nov, 2:12 PM SBI - Quaterly Results 8 Nov, 2:12 PM SBI, APIX launch Innovation Hub at Singapore Fintech Festival 7 Nov, 2:46 PM SBI raises Rs 5,000 crore through bond issuance 24 Oct, 4:09 PM SBI plans to recruit about 10,000 new employees in FY25 7 Oct, 6:07 PM State Bank of India raises Rs 7,500 crore through bonds 18 Sep, 6:14 PM State Bank Of India informs about press release 18 Sep, 5:19 PM State Bank of India informs about bidding update 18 Sep, 2:47 PM State Bank of India informs about press release 18 Sep, 2:43 PM State Bank Of India informs about analyst meet 5 Sep, 5:14 PM State Bank of India’s consolidated net profit rises marginally at Rs 19680 crore in Q1 3 Aug, 3:35 PM SBI - Quaterly Results 3 Aug, 1:40 PM SBI - Quaterly Results 3 Aug, 1:40 PM SBI - Quaterly Results 3 Aug, 1:40 PM SBI signs non-binding MoU with FCDO 24 Jul, 4:49 PM SBI raises Rs 10,000 crore through bonds 10 Jul, 6:08 PM SBI raises Rs 10,000 crore through bonds 26 Jun, 4:57 PM SBI enters into partnership with Panasonic Life Solutions India 25 Jun, 11:30 AM SBI planning to open 400 branches across country in FY25 24 Jun, 11:57 AM State Bank of India informs about ratings 22 Jun, 10:30 AM State Bank of India gets nod to raise upto Rs 20,000 crore through bonds 19 Jun, 3:30 PM SBI raises $100 million via senior unsecured floating rate notes 14 Jun, 5:20 PM State Bank of India planning to raise up to $3 billion in FY25 11 Jun, 4:24 PM SBI enters into strategic co-lending partnership with Muthoot Microfin 8 Jun, 5:23 PM State Bank of India informs about details of loss of certificate 3 Jun, 3:01 PM SBI hikes fixed deposit rate on select short-term maturity 17 May, 4:00 PM SBI becomes trading cum clearing member of IIBX 13 May, 4:50 PM State Bank of India reports 19% rise in Q4 consolidated net profit 9 May, 4:00 PM

SBI Stock Price Analysis and Quick Research Report. Is SBI an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how SBI is performing and if it is the right time to buy the stock of SBI with detailed analysis. SBI stock price today is Rs 790.6.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. SBI has earned Rs 415130.6555 Cr. revenue in the latest financial year. SBI has posted outstanding revenue growth of 16.1172467047023 % in last 3 Years.

  • In terms of advances, SBI reported 15.7755259210226 % YOY,  rise . If you see 3 years advance growth, it stands at 14.779281768918 %.

  • Currently, SBI has a CASA ratio of 39.8981060212224 %. It’s overall cost of liability stands at 4.62951763878427 %. Also, the total deposits from these accounts stood at Rs 4916076.7693 Cr.

  • SBI has a average ROA track record. The ROA of SBI is at 1.04434180488201 %.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA of SBI stood at 2.24 % and 0.57 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -70.2300800144905 % which means it has decreased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of SBI surged and is currently at Rs 51682.1637 Cr.

  • SBI has a Good Capital Adequacy Ratio of 14.28 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently SBI is trading at a P/B of 1.7038 . The historical average PB was 1.4901548111393.

  • Share Price: - The current share price of SBI is Rs 790.6. One can use valuation calculators of ticker to know if SBI share price is undervalued or overvalued.

Last Updated on:
Brief about SBI

Current State Bank of India Share Price

The current share price of State Bank of India (SBIN) on the National Stock Exchange of India (NSE) is Rs 788.65 as of 4:01 PM IST on April 30, 2025. This represents a decrease of 2.94% compared to the previous closing price.

For the most current, regularly updated State Bank of India share price, please refer to the live ticker section located above on this page. That section provides a real-time SBIN share price summary, including the day's high/low and the 52-week high/low.

State Bank of India Share Returns Performance

  • 1 Week: -3.05% (Data as of May 1, 2025)
  • 1 Month: +2.20% (Data as of April 30, 2025)
  • 3 Months: +2.96% (Data as of April 30, 2025)
  • 1 Year: -4.55% (Data as of April 30, 2025)
  • 5 Years: +313.99% (Data as of April 30, 2025)

The short-term returns for State Bank of India shares show some volatility, with a slight dip over the past week but a positive gain over the last month and three months. The one-year return indicates a minor decline. However, the long-term trend over the past five years demonstrates a significant positive return, highlighting substantial growth over this period despite recent fluctuations.

As detailed in the interactive charts and data section above on this webpage, you can explore the share price chart and analyse its returns generated over various specific time frames, such as one week, one month, six months, one year, three years, and five years.

Latest News Impacting State Bank of India Share Price

  1. Plans to Raise Equity Capital: State Bank of India announced plans on April 30, 2025, to raise equity capital in the current financial year (FY26) to support business growth. The board is scheduled to meet on May 3, 2025, to discuss and approve the proposal. This news initially led to some profit booking, causing a dip in the share price.
     
  2. Q4 FY25 Results and Dividend Consideration: The board meeting on May 3, 2025, will also consider and approve the financial results for the quarter and year ended March 31, 2025, and discuss potential dividend recommendations. Analysts anticipate a possible decrease in Q4 earnings due to wage provisioning.
     
  3. Partnership with Land Ports Authority: SBI has partnered with the Land Ports Authority of India to enhance banking services at land ports. This development signifies SBI's commitment to expanding its service reach and could have a long-term positive impact on its business.

These recent developments, particularly the plan to raise capital and the upcoming earnings report, are likely influencing the current share price movement, contributing to the day's decline due to potential short-term concerns about equity dilution and anticipation of the financial results.

Conclusion on State Bank of India Stock Price

The State Bank of India share price is currently experiencing some downward pressure, reflected in today's trading and the one-week return. However, the longer-term returns remain strongly positive. Investors are likely reacting to the recent announcement of a potential equity capital raise and are awaiting the upcoming Q4 FY25 results. Overall sentiment suggests a degree of short-term volatility amidst a backdrop of long-term growth potential for the SBIN stock.

SBI Bank Revenue Growth Analysis  

For Q2 FY25 (September 2024), State Bank of India (SBI) has declared an increased revenue growth. Interest Earned increased to Rs 1,13,870.56 Cr in the current quarter, which is 12.30% higher than Q2 FY24 of Rs 1,01,378.80 Cr and 2.10% more than Q1 FY25 of Rs 1,11,525.98 Cr. Further, Other Income stood high at Rs 15,270.55 Cr, up by 41.53% YoY as well as higher by 36.85% QoQ.  

SBI Profit Trends  

Net Profit was at Rs 18,331.44 Cr for second quarter FY25 up by 27.95 %YoY (Rs 14, 330.02 Cr) and 7.62 % QoQ (Rs 17, 035.16 Cr). This has been realized by better revenues and effective cost control which have both led to this significant profit lift.  

SBI Operating Margins  

SBI’s Operating expenses up to Rs 27,596.35 Cr during Q2 FY 25 as against Rs 30,276.89 Cr during Q1 FY25, down by 10.61%. This augmented the healthier Profit Before Tax (PBT) to Rs 24,788.01 Crore, up with 28.45% YoY and 7.79% QoQ.  

Asset Quality and Margins  

Gross NPA remained at a healthy level resulting in 2.13% of Gross NPA against 2.55% in Q2 FY24 and Net NPA at 0.53% against 0.64% YoY. The net profit margin (NPM) of the bank also went up to 16.10 percent against 14.14 percent in the second quarter of FY24 and 15.27 percent in the first quarter of FY25.  

This analysis is made according to SBI’s Standalone Quarterly Results. Shareholders may observe that the stock is part of the Nifty 50 index which indicates the importance of the company in the banking industry.

Read More
X