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SBI share price

State Bank Of India

NSE: SBIN BSE: 500112 SECTOR: Bank - Public  12.06 L   9 K   2.63 K

1216.00
+9.00 (0.75%)
BSE: Today, 12:36 PM

Price Summary

Today's High

₹ 1217.3

Today's Low

₹ 1201.55

52 Week High

₹ 1225.5

52 Week Low

₹ 679.65

FinStar

Ownership Very Stable
High level of belief in company’s potential exhibited by insiders.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

1122443.1 Cr.

CASA %

38.72

No. of Shares

923.06 Cr.

P/E

14.21

P/B

2.19

Face Value

₹ 1

Div. Yield

1.32 %

Book Value (TTM)

₹  555.4

Net Interest Income

166965.13 Cr.

Cost To Income %

51.64

Promoter Holding

55.51 %

EPS (TTM)

₹  85.57

CAR %

14.25

ROE

18.57 %

ROCE

13.49%

Profit Growth

16.08 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 58Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

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Ratios

ROE%

1 Year18.57%
3 Year18.48%
5 Year15.55%

ROA%

1 Year1.1%
3 Year1.03%
5 Year0.85%

Net NPA%

1 Year0.47%
3 Year0.57%
5 Year0.85%

 NIM

1 Year2.7%
3 Year2.79%
5 Year2.73%

CAR %

14.25

Cost of Liabilities %

4.9703

PEG Ratio

0.88

Advances Growth %

12.4013

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Dec 2025 55.51 0.00
Sep 2025 55.50 0.00
Jun 2025 57.42 0.00
Mar 2025 57.43 0.00
Dec 2024 57.43 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has a good Return on Equity (ROE) track record: 3 Years ROE 18.4765232393897%.
  • The Bank is prominently managing its Non-Performing Assets, Average NET NPA of last 3 years is 0.57%.
  • CASA stands at 38.718% of total deposits.
  • The company has delivered good Profit growth of 30.8097167346981% over the past 3 years.

 Limitations

  • High Cost to income ratio of 51.6379%.
  • Increase in Provision and contingencies of 211.502282754442% on YoY.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025
Interest Earned 117426.63 119666.18 117995.88 119653.93 122556.12
Other Income 11040.76 24209.88 17345.68 15325.54 18358.53
Interest Expended 75981.12 76891.55 76923.39 76669.87 77365.76
Operating Expenses 28935.46 35698.47 27873.7 30998.68 30686.5
Total Provisions 911.06 6441.69 4759.2 5400.12 4506.92
Profit Before Tax 22639.75 24844.35 25785.27 26504.02 28355.47
Tax 5748.31 6201.76 6624.83 6344.35 7327.32
Net Profit 16891.44 18642.59 19160.44 20159.67 21028.15
Net NPA % 0.53 0.47 0.47 0.42 0.39
Gross NPA % 2.07 1.82 1.83 1.73 1.57
Return on Assets % 1.04 1.12 1.14 1.17 1.19
NPM % 14.38 15.58 16.24 16.85 17.16

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Interest Earned 265150.63 275457.29 332103.06 415130.66 462489.35
Other Income 43496.37 40563.91 36615.6 51682.16 61683.06
Interest Expended 154440.63 154749.7 187262.56 255254.83 295524.23
Operating Expenses 82652.22 93397.52 97743.14 124860.81 118069.02
Total Provisions 44013.03 24452.13 16507.32 4914.22 15307.9
Profit Before Tax 27541.12 43421.85 67205.64 81782.96 95271.27
Taxes 7130.65 11745.87 16973.19 20706.34 24370.64
Net Profit 20410.47 31675.98 50232.45 61076.62 70900.63
Adjusted EPS (Rs.) 22.87 35.49 56.29 68.44 79.44

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity and Liabilities
Share Capital 892.46 892.46 892.46 892.46 892.46
Total Reserves 252982.73 279195.6 326715.99 376354.07 440269.66
Deposits 3681277.08 4051534.12 4423777.78 4916076.77 5382189.53
Borrowings 417297.7 426043.38 493135.16 597560.91 563572.52
Other Liabilities 181979.66 229931.84 272457.15 288809.73 289129.1
Total Liabilities 4534429.63 4987597.41 5516978.53 6179693.95 6676053.27
Assets
Balance with RBI 213201.54 318265.21 247087.58 225141.7 227217.49
Balance with Banks 129837.17 76287.11 60812.04 85660.29 113012.19
Investments 1351705.21 1481445.47 1570366.23 1671339.66 1690572.75
Advances 2449497.79 2733966.59 3199269.3 3703970.85 4163312.1
Net Block 38067.41 37467.49 42100.73 42126.37 43684.71
Other Assets 351768.68 339924.86 397061.58 450964.19 437831.18
Total Assets 4534429.63 4987597.41 5516978.53 6179693.95 6676053.27
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Dec 2024% Mar 2025% Jun 2025% Sep 2025% Dec 2025%
promoters 57.43 57.43 57.42 55.50 55.51
president of india 57.43 57.43 57.42 55.50 55.50
PARTICULARS Dec 2024% Mar 2025% Jun 2025% Sep 2025% Dec 2025%
investors 42.57 42.57 42.58 44.50 44.49
hdfc mutual fund schemes 1.39 1.34 1.58 1.77 1.82
icici mutual fund schemes... 1.46 1.67 1.93 1.81 1.44
kotak mutual fund schemes... - - 1.09 1.07 1.11
life insurance corporatio... 9.13 9.38 9.20 9.59 9.23
nippon life india mutual ... 1.12 1.21 1.24 1.40 1.35
nps trust schemes 1.40 1.49 1.63 1.72 1.90
sbi mutual fund schemes 3.21 2.96 2.90 3.21 3.17

Annual Reports

Title Link
Title Link
Annual Report 2025
Annual Report 2024
Annual Report 2023
Annual Report 2022
Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018
Annual Report 2017

Ratings & Research Reports

TYPE AGENCY Link
TYPE AGENCY Link
Credit INDIA RATINGS
Credit INDIA RATINGS
Credit CARE
Credit FITCH
Credit CARE
Credit CARE
Credit CRISIL
Credit CARE
Credit CARE
Credit FITCH
Credit ICRA
Credit FITCH
Credit CARE
Credit CRISIL
Credit ICRA
Credit ICRA
Credit ICRA
Credit CARE
Credit ICRA
Credit CRISIL
Credit CRISIL
Credit CRISIL
Credit CRISIL
Credit CRISIL
Credit ICRA
Credit ICRA
TYPE AGENCY Link
TYPE AGENCY Link
Research Ventura
Research BOB Capital Market
Research BP Wealth
Research BP Wealth
Research Geojit
Research BOB Capital Market
Research Ventura
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Research Way2Wealth
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Research BOB Capital Market
Research Way2Wealth
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Research ICICI Securities Limited
Research Nirmal Bang Institutional
Research Geojit BNP Paribas

Concalls & Presentations

TYPE QUARTER Link
TYPE QUARTER Link
Concall Q4FY24
Concall Q4FY23
Concall Q3FY24
Concall Q3FY22
Concall Q2FY24
Concall Q1FY25
Concall Q1FY25
Concall Q1FY24
Concall Q1FY23
Concall Q1FY21
TYPE QUARTER Link
TYPE QUARTER Link
Presentation Q4FY24
Presentation Q4FY23
Presentation Q3FY25
Presentation Q3FY24
Presentation Q3FY21
Presentation Q2FY24
Presentation Q2FY21
Presentation Q1FY21

Additional Resources & References

Company News

State Bank of India reports 13% rise in Q3 consolidated net profit 7 Feb, 4:56 PM State Bank of India informs about presentation 7 Feb, 4:25 PM State Bank of India informs about press release 7 Feb, 4:18 PM State Bank of India informs about outcome of board meeting 7 Feb, 2:40 PM State Bank of India informs about company updates 28 Jan, 2:14 PM State Bank of India to sign 150 million EURO Line of Credit with KfW 16 Dec, 12:12 PM Banking stocks soar on hopes of RBI rate cuts in upcoming RBI MPC meeting 26 Nov, 12:20 PM State Bank of India informs about analyst meet 24 Nov, 5:24 PM SBI gains on subscribing equity shares of Raajmarg Infra investment Managers 14 Nov, 12:20 PM SBI subscribes equity shares of Raajmarg Infra investment Managers 14 Nov, 12:00 PM SBI gains on inking pact to acquire 9.90% stake in CareEdge Global IFSC 13 Nov, 10:09 AM SBI inks pact to acquire 9.90% stake in CareEdge Global IFSC 13 Nov, 10:00 AM SBI - Quaterly Results 5 Nov, 12:00 AM State Bank of India reports 7% rise in Q2 consolidated net profit 4 Nov, 4:42 PM State Bank of India informs about updates on bidding 17 Oct, 5:52 PM SBI inks pact with VinFast Auto India 30 Sep, 12:39 PM SBI strengthens footprint in Tamil Nadu 22 Sep, 11:12 AM SBI completes divestment of about 13.18% stake in Yes Bank 18 Sep, 10:30 AM State Bank of India informs about outcome of interaction with institutional investors 3 Sep, 10:14 AM SBI joins hands with VinFast Auto India 25 Aug, 12:28 PM SBI sets up Centre of Excellence for MSMEs 22 Aug, 12:09 PM SBI launches special loan scheme for Agniveers 14 Aug, 4:59 PM State Bank of India reports 10% rise in Q1 consolidated net profit 8 Aug, 4:59 PM SBI - Quaterly Results 8 Aug, 12:00 PM SBI - Quaterly Results 8 Aug, 12:00 PM SBI - Quaterly Results 8 Aug, 12:00 PM State Bank of India informs about outcome of board meeting 16 Jul, 5:26 PM SBI gets nod to raise Rs 20,000 crore via Bonds during FY26 16 Jul, 2:51 PM SBI divests entire shareholding in Jio Payments Bank 19 Jun, 10:21 AM RBI imposes monetary penalty of Rs 1.72 crore on SBI 10 May, 6:14 PM SBI to divest stake in Yes Bank 9 May, 5:41 PM State Bank of India reports 8% fall in Q4 consolidated net profit 5 May, 10:28 AM SBI - Quaterly Results 3 May, 2:17 PM SBI - Quaterly Results 3 May, 2:17 PM SBI - Quaterly Results 3 May, 2:17 PM State Bank of India informs about updation on analysts meet 3 May, 11:16 AM SBI signs MoU with Land Ports Authority of India 30 Apr, 10:49 AM State Bank of India informs about board meeting 24 Apr, 2:52 PM State Bank of India informs about compliances certificate 8 Apr, 5:24 PM SBI, Citi join hands to provide social loan facility for country's farmers 4 Apr, 4:51 PM State Bank of India informs about analyst meet 13 Mar, 1:12 PM State Bank of India informs about divestment 4 Mar, 4:53 PM SBI - Quaterly Results 6 Feb, 2:28 PM SBI - Quaterly Results 6 Feb, 2:28 PM SBI - Quaterly Results 6 Feb, 2:28 PM State Bank of India informs about change in senior management 1 Feb, 4:22 PM State Bank of India informs about board meeting 16 Jan, 12:57 PM SBI launches two new deposit schemes ‘Har Ghar Lakhpati’, ‘SBI Patrons’ 4 Jan, 12:31 PM State Bank Of India informs about change in management 30 Dec, 5:10 PM SBI raises Rs 50,000 crore via domestic bonds during FY25 27 Nov, 4:30 PM

SBI Stock Price Analysis and Quick Research Report. Is SBI an attractive stock to invest in?

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how SBI is performing and if it is the right time to buy the stock of SBI with detailed analysis.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. SBI has earned Rs 462489.3535 Cr. revenue in the latest financial year. SBI has posted outstanding revenue growth of 18.8543476545269in last 3 Years.

  • In terms of advances, SBI reported 12.4013% YOY,  rise . If you see 3 years advance growth, it stands at 15.0487545975142%.

  • Currently, SBI has a CASA ratio of 38.718%. It’s overall cost of liability stands at 4.9703 %. Also, the total deposits from these accounts stood at Rs 5382189.5283 Cr.

  • SBI has a healthy ROA track record. The ROA of SBI is at 1.103%.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA of SBI stood at 1.82% and 0.47% respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is positive at 211.502282754442% which means it has increased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of SBI surged and is currently at Rs 61683.0592 Cr.

  • SBI has a Good Capital Adequacy Ratio of 14.25 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently SBI is trading at a P/B of 2.1732 . The historical average PB was 1.6541550317144.

One can find all the Financial Ratios of SBI in Ticker for free. Also, one can get the intrinsic value of SBI by using Valuation Calculators, which are available with a Finology ONE subscription. 

SBI FAQs

Q1. What is SBI share price today?
Ans: The current share price of SBI is Rs 1205.7.

Q2. What is the market capitalisation of SBI?
Ans: SBI has a market capitalisation of Rs 1112935.56234402 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of SBI?
Ans: The PE ratio of SBI is 14.0894281961512 and the P/B ratio of SBI is 2.17088425947766, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of SBI share?
Ans: The 52-week high share price of SBI is Rs 1225.5, and the 52-week low share price of SBI is Rs 680.

Q5. Does SBI pay dividends?
Ans: Currently, SBI pays dividends. Dividend yield of SBI is around 1.3173%.

Q6. What are the face value and book value of SBI shares?
Ans: The face value of SBI shares is Rs 1, while the book value per share of SBI is around Rs 555.3958. Face value is the nominal value set by the company, whereas book value reflects its accounting worth.

Q7. What are the ROE and ROCE of SBI?
Ans: The ROE of SBI is 18.5726% and ROCE of SBI is 13.4948%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is SBI a good buy for the long term?
Ans: The SBI long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is SBI undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the SBI appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check SBI’s financials?
Ans: You can review SBI’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.

Last Updated on:
Brief about SBI

SBI Share Price, Stock Analysis & Company Profile

Welcome to the comprehensive stock analysis page for State Bank of India (SBI). Here, you can track the SBI share price, analyse the bank's financial health, and stay updated with the latest market news. Whether you are tracking the SBI share price today for potential investment or monitoring your portfolio, this page provides all the essential tools and reports for a detailed stock analysis.

Note: The price chart on this page provides data with a 15-minute delay.

About State Bank of India (SBI)

State Bank of India (SBI) is the largest public sector bank in India, headquartered in Mumbai. With a history tracing back over 200 years to the Bank of Calcutta (founded in 1806), SBI is a cornerstone of the Indian financial system. It is a Fortune 500 company and a proxy for the Indian economy, often referred to as the "banker to every Indian."

SBI commands a dominant market share in the Indian banking sector, serving over 500 million customers through its vast network of branches and ATMs. It plays a pivotal role in driving financial inclusion and supporting government initiatives, while also competing aggressively with private players in digital banking through its flagship YONO platform.

SBI Business Model

SBI operates on a diverse "universal banking" model, generating revenue from multiple streams:

  1. Retail Banking: This is the bank's bread and butter, comprising home loans, auto loans, personal loans, and deposits. SBI is the market leader in the home loan segment.

  2. Corporate Banking: SBI provides large-scale financing to major industrial projects, infrastructure development, and corporate entities, making it the preferred lender for India Inc.

  3. International Banking: With a presence in over 30 countries, SBI manages significant international trade finance and overseas Indian remittances.

  4. Treasury Operations: The bank actively manages its investment portfolio, foreign exchange, and derivatives trading to optimise returns.

  5. Subsidiaries: SBI unlocks value through its powerful subsidiaries, including SBI Life InsuranceSBI CardsSBI General Insurance, and SBI Mutual Fund, creating a complete financial ecosystem.

SBI Listing Information

State Bank of India is a blue-chip stock listed on India's primary stock exchanges. Below are the details regarding its listing, which serve as a permanent reference for investors.

  • Listing Year: 1995 (Equity Listing)

  • Face Value: Rs 1 per share

  • ISIN: INE062A01020

  • Listing Exchanges: BSE and NSE

  • BSE Scrip Code: 500112

  • NSE Symbol: SBIN

Investor Resources Available on This Page

We believe in empowering retail investors with professional-grade data. On this page, you can access a wealth of information to conduct your own SBI stock analysis:

  • Share Price Chart: Analyse historical price movements and trends (data delayed by 15 minutes).

  • Banking-Specific Ratios: Access key metrics like CASA ratio, Net Interest Margin (NIM), Gross NPA, Net NPA, Capital Adequacy Ratio (CAR), and traditional valuation ratios (P/E, P/B).

  • Quarterly Results & Balance Sheet: Review the bank's latest quarterly earnings, advances, deposits, and profitability metrics.

  • Shareholding Pattern: Check the latest ownership data, including the Government of India's stake and participation by FIIs/DIIs.

  • Pros & Cons: A simplified summary of the bank’s strengths and potential risks.

  • Annual Reports: Download official Annual Reports and investor presentations directly from the "Reports Section" on this page.

Frequently Asked Questions (FAQs)

Q1. What is the SBI share price today?
The share price displayed at the top of this page reflects the latest trading value on the NSE and BSE. Please note that the price chart data is delayed by 15 minutes.

Q2. Is SBI a government bank?
Yes, SBI is a Public Sector Undertaking (PSU) bank. The Government of India holds the majority stake (over 50%) in the bank.

Q3. Does SBI pay dividends?
Yes, SBI has a consistent track record of paying dividends to its shareholders. You can view the dividend yield and payout history in the "Corporate Actions" section.

Q4. What is the YONO app by SBI?
YONO (You Only Need One) is SBI's integrated digital banking platform that allows customers to access banking, investment, insurance, and shopping services in one app.

Q5. Where is SBI listed?
SBI shares are listed and traded on both the Bombay Stock Exchange (BSE) and the National Stock Exchange (NSE).

Q6. How can I download the SBI Annual Report?
You can easily download the latest Annual Report and investor presentations from the "Documents" or "Reports Section" available on this page.

Q7. What is the face value of SBI shares?
The face value of each equity share is Rs 1. This was reduced from Rs 10 following a stock split in the past.

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