Current SBI Share Price
As of 8th May 2025, 03:30 PM IST, the State Bank of India (SBI) share price on the NSE (NSE: SBIN) was trading at Rs 765.45. This reflects a decrease of 1.37% from its opening price for the day. The SBI stock price saw an intraday high of Rs 786.50 and a low of Rs 764.00 during the session. For investors tracking the SBI share price today, this indicates a negative trend during the day's trading. For the most current, regularly updated SBI share price, please refer to the live ticker section located above on this page. That section provides a real-time SBIN share price summary, including the day's high/low and the 52-week high/low.
SBI Share Returns Performance
The SBI share price history reveals the following performance metrics as of 8th May 2025:
- 1 Week: -1.62%
- 1 Month: +3.70%
- 3 Months: +3.49%
- 1 Year: -3.61%
- 5 Years: +347.46%
Analysing these SBI returns, the stock has shown some short-term weakness over the past week and the past year. However, the SBI performance over the 1-month and 3-month periods has been positive. The most significant aspect of the SBIN historical returns is the substantial growth of over 347% in the last five years, indicating strong long-term wealth creation for its shareholders. As detailed in the interactive charts and data section above on this webpage, you can explore the SBI share price chart and analyse its returns generated over various specific time frames, such as one week, one month, six months, one year, three years, and five years.
Latest News Impacting SBI Share Price
Several recent developments and SBI share news have been influencing the SBI stock price:
- Q4 FY25 Financial Performance: For the fourth quarter ended March 2025 (Q4FY25), SBI reported a Net Interest Income (NII) of Rs 428 billion, up 2.7% year-on-year, supported by a 12.4% YoY growth in advances. However, net profit for the quarter saw a decline of 9.9% YoY to Rs 186 billion, primarily due to a 300% YoY increase in provisions, which rose to Rs 64 billion. The Net Interest Margin (NIM) contracted by 19 basis points YoY to 3.1%. For the full financial year FY25, the bank reported a record net profit of approximately Rs 709 billion (around Rs 70,901 crore), marking a growth of about 16% compared to FY24.
- Asset Quality Improvement: A positive from the Q4FY25 results was the improvement in asset quality. Gross NPA fell to 1.82% from 2.07% in Q3FY25, and Net NPA declined to 0.47% from 0.53% sequentially. This improvement was attributed to higher recoveries and write-offs. The Provision Coverage Ratio (PCR) remained healthy at 74.4%.
- Future Outlook and Capital Raising: Management has guided for credit growth of 12-13% in FY26. The bank's board has also approved raising Rs 250 billion in capital over the next 12 months, contingent on market conditions, to support future growth. Analyst firms like LKP Securities have reiterated a BUY rating post these results, citing robust credit growth and improving asset quality, setting revised target prices.
- Mega Recruitment Drive: Recent SBI share news on May 5, 2025, indicated that SBI plans to hire approximately 18,000 personnel, its largest recruitment drive in a decade, to strengthen its technology and general banking operations. This includes hiring for clerical roles, systems department, and probationary officers.
These factors, particularly the bank's core NII growth, asset quality improvements, and strategic capital and hiring plans, are crucial for the SBIN stock analysis, even as quarterly profit was impacted by higher provisioning and NIM compression.
Conclusion on SBI Stock Price
The SBI stock price is currently experiencing some short-term headwinds, as reflected in the recent daily and weekly performance. The Q4 FY25 net profit showed a decline due to increased provisions, and NIMs have seen some compression. However, the bank continues to demonstrate strong loan growth and significant improvement in its asset quality. The SBI share price history showcases robust long-term growth. Analyst outlooks remain largely positive, banking on SBI's leadership position, diversified loan book, and digital initiatives. The approved capital raising plan should support future expansion. Investors will be keenly watching for NIM stabilization and continued operational efficiency to gauge the SBI share price outlook.
Sources and related content
SBI Bank Revenue Growth Analysis
For Q2 FY25 (September 2024), State Bank of India (SBI) has declared an increased revenue growth. Interest Earned increased to Rs 1,13,870.56 Cr in the current quarter, which is 12.30% higher than Q2 FY24 of Rs 1,01,378.80 Cr and 2.10% more than Q1 FY25 of Rs 1,11,525.98 Cr. Further, Other Income stood high at Rs 15,270.55 Cr, up by 41.53% YoY as well as higher by 36.85% QoQ.
SBI Profit Trends
Net Profit was at Rs 18,331.44 Cr for second quarter FY25 up by 27.95 %YoY (Rs 14, 330.02 Cr) and 7.62 % QoQ (Rs 17, 035.16 Cr). This has been realized by better revenues and effective cost control which have both led to this significant profit lift.
SBI Operating Margins
SBI’s Operating expenses up to Rs 27,596.35 Cr during Q2 FY 25 as against Rs 30,276.89 Cr during Q1 FY25, down by 10.61%. This augmented the healthier Profit Before Tax (PBT) to Rs 24,788.01 Crore, up with 28.45% YoY and 7.79% QoQ.
Asset Quality and Margins
Gross NPA remained at a healthy level resulting in 2.13% of Gross NPA against 2.55% in Q2 FY24 and Net NPA at 0.53% against 0.64% YoY. The net profit margin (NPM) of the bank also went up to 16.10 percent against 14.14 percent in the second quarter of FY24 and 15.27 percent in the first quarter of FY25.
This analysis is made according to SBI’s Standalone Quarterly Results. Shareholders may observe that the stock is part of the Nifty 50 index which indicates the importance of the company in the banking industry.