Shriram Transport Finance Company Ltd.

NSE: SRTRANSFIN BSE: 511218 SECTOR: Finance - NBFC  57k   422   54

1198.50
-22.45 (-1.84%)
NSE: 21 Jan 03:56 PM

Price Summary

Today's High

₹ 1223.8

Today's Low

₹ 1185

52 Week High

₹ 1696.4

52 Week Low

₹ 1097.45

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsAverage
The company could improve upon its asset employment.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

32421.79 Cr.

Advances

108303.04 Cr.

No. of Shares

27.05 Cr.

P/E

13.38

P/B

1.3

Face Value

₹ 10

Div. Yield

1.5 %

Book Value (TTM)

₹  919.33

Operating Revenue

17421.52 Cr.

Net Profit

2487.26 Cr.

Promoter Holding

26.06 %

EPS (TTM)

₹  89.6

Sales Growth

5.19

ROE

12.57 %

ROCE

10.3%

Profit Growth

-0.58 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

Please login to Add & View your own added ratios.

Login

Index Presence

The company is present in 30 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year5.19%
3 Year9.4%
5 Year11.11%

Profit Growth

1 Year-0.58%
3 Year0.36%
5 Year16.12%

ROE%

1 Year12.57%
3 Year14.93%
5 Year15.26%

ROCE %

1 Year10.3%
3 Year10.85%
5 Year11.36%

ROA%

1.97193227616201

PEG Ratio

NA

PAT Margin (%)

14.27694024402

EPS Growth(%)

NA

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Dec 2021 26.06 0
Sep 2021 25.58 0
Jun 2021 25.1 0
Mar 2021 26.48 0
Dec 2020 26.48 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • The company is trading at 1.66830416021238 times the book value

 Limitations

 Looks like the company does not have any serious limitations.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2020 Dec 2020 Mar 2021 Jun 2021 Sep 2021
Operating Revenue 4347.74 4438.37 4493.97 4648.12 4697.86
Other Income 3.51 4.75 3.9 3.38 4.95
Interest Expended 2262.93 2236.26 2287.85 2498.1 2435.24
Operating Expenses 1135.86 1181.02 1239.52 1885.96 1193.56
Total Provisions 0 0 0 0 0
Depreciation 32.04 36.84 32.48 32.75 33.36
Profit Before Tax 920.42 989 938.02 234.69 1040.65
Tax 235.86 261.28 183.09 64.75 269.41
Net Profit 684.56 727.72 754.93 169.94 771.24

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021
Operating Income 10828.75 13304.39 15529.15 16561.37 17421.52
Other Income 1.86 62.98 102.99 20.87 25.84
Interest 5220.15 6417.5 7566 8315.33 9090.51
Operating Expenses 1196.69 1470.91 1721.75 1914.56 1845.72
Total Provisions 2489.85 1816.91 2566.12 2913.68 3233.12
Exceptional Items 0 139.75 0 0 0
Profit Before Tax 1923.93 3801.8 3778.27 3438.67 3278.01
Tax 666.58 1341.26 1214.28 936.83 790.75
Profit After Tax 1257.34 2460.54 2563.99 2501.84 2487.26
Adjusted EPS (Rs.) 54 105.67 110.11 107.44 98.29

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021
Equity and Liabilities
Share Capital 226.91 226.91 226.9 226.88 253.06
Total Reserves 11075.32 13348.58 15609.38 17778.28 21315.31
Borrowings 33700.18 76932.07 82965.92 92315.94 105479.44
Other N/C liabilities 7293.9 2459.41 3063.61 3081.58 4697.08
Current liabilities 27713.84 11062.48 6263.43 4651.94 2466.76
Total Liabilities 80010.15 104029.44 108129.24 118054.62 134211.65
Assets
Loans 47130.71 90745.62 96751.49 102231.63 108303.04
Net Block 83.78 119.96 145.43 488.87 437.34
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 1497.14 2343.46 4001.13 2798.48 3197.85
Other Loans 2533.94 2558.78 3056.32 3285.72 5484.92
Other N/C Assets 76.25 19.57 80.24 7.24 4.68
Current Assets 28688.34 8242.06 4094.63 9242.68 16783.82
Total Assets 80010.15 104029.44 108129.24 118054.62 134211.65
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Dec 2020% Mar 2021% Jun 2021% Sep 2021% Dec 2021%
Promoters 26.48 26.48 25.10 25.58 26.06
shriram capital li... 26.08 26.08 26.04 25.56 25.08
shriram financial ... - - 0.02 0.02 0.02
PARTICULARS Dec 2020% Mar 2021% Jun 2021% Sep 2021% Dec 2021%
Investors 73.52 73.52 74.90 74.42 73.94
piramal enterprise... 9.96 - - - -
life insurance cor... - - 6.39 5.65 3.74
fidelity investmen... 1.06 1.44 4.21 3.97 4.57
hdfc trustee compa... - 3.27 - - -
sanlam life insura... 2.98 2.98 2.79 2.80 2.82
j p morgan funds - - 2.34 2.28 2.28
government pension... 1.80 1.93 2.30 2.29 2.32
government of sing... 1.29 1.29 - - -
societe generale 1.59 - - - -
sbi mutual fund (u... 1.02 1.97 - - -
new world fund inc 1.89 1.94 - - -
hdfc mutual fund (... - - 1.87 1.80 -
abu dhabi investme... - - - - -
abu dhabi investme... - - - - -
wishbone fund, ltd. - - 1.62 1.63 1.64
t. rowe price inte... - - 1.58 1.58 1.61
investec global st... 1.19 1.65 - - -
abu dhabi investme... - 1.61 - - -
generation im fund... 1.28 1.37 - - -
t. rowe price new ... - 1.16 - - -
mfs emerging marke... - 1.03 - - -
abu dhabi investme... 1.49 - - - -
platinum asia fund - 1.42 - - -
smallcap world fun... 1.40 - - - -
oppenheimer intern... - - - - -
t. rowe price inte... - - 1.33 1.25 1.23
stichting deposita... 1.04 1.13 - - -
vanguard total int... 1.15 1.17 - - -
vanguard emerging ... 1.19 1.16 1.03 - 1.01
hdfc trustee compa... - - - - 1.27
mirae asset mutual... - - 1.25 1.23 -
college retirement... - 1.15 - - -
sbi-etf sensex nex... - - - - -
hdfc life insuranc... - - 1.03 1.03 -
vanguard emerging ... - - - 1.01 -
iepf 0.41 0.40 0.39 0.38 0.38
llp 0.03 0.03 - - 0.01

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

Shriram Transport Finance raises $475 million through social bonds11 Jan 2022, 4:55PM Shriram Transport Finance Company informs about update on global medium term note programme10 Jan 2022, 9:58AM Shriram Transport Finance Company informs about global medium term note programme6 Jan 2022, 9:40AM Shriram Transport Finance Company informs about update on global medium term note programme5 Jan 2022, 10:05AM Shriram Transport Finance Company planning to raise funds via various modes29 Dec 2021, 10:42AM Shriram City Union Finance, Shriram Capital to amalgamate with Shriram Transport Finance14 Dec 2021, 12:44PM Shriram Transport Finance Company informs about investor presentation13 Dec 2021, 2:44PM Shriram Transport Finance Company informs about conference call13 Dec 2021, 2:43PM Shriram Transport Finance raises funds via NCDs8 Dec 2021, 10:58AM Shriram Transport Finance company informs about investors meeting2 Dec 2021, 4:12PM Shriram Transport Finance Company planning to raise funds26 Nov 2021, 11:14AM Shriram Transport Finance Company informs about raising of funds26 Nov 2021, 10:34AM Shriram Transport Finance Company informs about investor meet19 Nov 2021, 4:18PM Shriram Transport Finance Company informs about loss of share certificates19 Nov 2021, 11:59AM Shriram Transport Finance Company informs about board meeting21 Oct 2021, 4:26PM Shriram Transport Finance Company informs about certificate19 Oct 2021, 10:37AM Shriram Transport Finance Company informs about outcome of allotment committee meeting12 Oct 2021, 3:46PM Shriram Transport Finance Company informs about committee meetings29 Sep 2021, 1:36PM Shriram Transport Finance Company informs about credit rating16 Sep 2021, 12:07PM Shriram Transport Finance Company informs about institutional investor meet28 Aug 2021, 12:09PM Shriram Transport Finance Company planning for raising of funds27 Aug 2021, 3:12PM Shriram Transport Finance Company informs about investor meet 14 Aug 2021, 11:38AM Shriram Transport Finance Company informs about audio recording link of earnings call31 Jul 2021, 3:48PM Shriram Transport Finance Company informs about committee meetings for raising funds29 Jul 2021, 11:02AM Shriram Transport Finance Company informs about board meeting23 Jul 2021, 2:50PM Shriram Transport Finance Company informs about confirmation certificate19 Jul 2021, 12:08PM Shriram Transport Finance Company informs about issuance of duplicate share certificate16 Jul 2021, 9:55AM Shriram Transport Finance Company informs about voting results8 Jul 2021, 1:14PM Shriram Transport Finance Company informs about voting results8 Jul 2021, 12:53PM Shriram Transport Finance Company informs about newspaper advertisement21 Jun 2021, 3:35PM Shriram Transport Finance Company to buy back bonds worth Rs 450 crore17 Jun 2021, 12:40PM Shriram Transport Finance Company informs about press release14 Jun 2021, 4:09PM Shriram Transport Finance raises nearly Rs 2,000 crore via QIP14 Jun 2021, 2:07PM Shriram Transport Finance planning to raise funds2 Jun 2021, 4:49PM Shriram Transport Finance raises Rs 50 crore via NCDs2 Jun 2021, 10:23AM Shriram Transport Finance Company planning to raise funds28 May 2021, 9:31AM Shriram Transport Finance Company informs about newspaper advertisement21 May 2021, 3:10PM Shriram Transport Finance Company informs about compliances certificate18 May 2021, 12:31PM Shriram Transport Finance Company informs about loss of share certificate6 May 2021, 10:26AM Shriram Transport Finance aims 10-12% growth in AUM during FY225 May 2021, 11:26AM Shriram Transport Finance Company reports over 3-fold jump in Q4 consolidated net profit30 Apr 2021, 11:00AM Shriram Transport Finance Company planning to raise funds 30 Apr 2021, 10:49AM Shriram Transport Finance raises Rs 3200 crore via NCDs31 Mar 2021, 9:49AM Shriram Transport Finance planning to raise funds 30 Mar 2021, 9:39AM Shriram Transport Finance Company informs about disclosure19 Mar 2021, 11:40AM Shriram Transport Finance Company informs about record date19 Mar 2021, 10:31AM Shriram Transport Finance redeems Rupee Denominated Bonds15 Mar 2021, 4:30PM Shriram Transport Finance Company informs about analyst meet11 Mar 2021, 12:45PM Shriram Transport Finance Company informs about institutional investor meet25 Feb 2021, 3:33PM Shriram Transport Finance Company informs about outcome of committee meeting24 Feb 2021, 3:48PM

Shriram Trans. Fin Stock Price Analysis and Quick Research Report. Is Shriram Trans. Fin an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the Shriram Trans. Fin better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 2487.26 Cr and the compounded growth of profit in the past 3 years is 0.360671380956257 %. The PAT margin of Shriram Trans. Fin is 14.27694024402 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Shriram Trans. Fin , the EPS declined by -8.51880119136261 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): The Company has a average ROE track record. The ROE of Shriram Trans. Fin is at 12.5703216266024 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Shriram Trans. Fin is worth at the current levels at Rs 1198.5. The stock is trading at a current P/E ratio of 14.4667576922373 and the average historical P/E for the last 5 years was 12.8957427473184.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Shriram Trans. Fin is trading at a P/B of 1.2957 . The average historical P/B for the last 5 years was 1.77995896591205. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

Brief about Shriram Trans. Fin

X